KRİZ ÖNCESİ VE SONRASI KUZEY KIBRIS TÜRK CUMHURİYETİ (KKTC) BANKACILIK SEKTÖRÜNE KARŞILAŞTIRMALI BİR BAKIŞ
Yıl 2009,
Cilt: 4 Sayı: 16, 2573 - 2610, 01.06.2009
Okan Veli ŞAFAKLI Taştan Altuner
Kaynakça
- Allen, Franklin (2004),”the Efficiency and Stability of Banks and Markets”, National Bank of Belgium Working Paper No. 52 - MAY 2004.
- Alper, C.E., Berument, M.H and Malatyalı, N.K. (2001),”The Disinflation Program and the Structure of the Turkish Banking Sector”, Annual conference on Turkish Banking at Cross Roads, Center for Economics and Econometrics ,Bogazici University, Turkey, 19 January.
- Basel Committee, (2004), Basel II: International Convergence of Capital Measurement and Capital Standards: a Revised Framework, Basel Committee Publications No. 107 - June 2004.
- Bektaş, E. (2002): “Kuzey Kıbrıs türk Cumhuriyeti’nde Yaşanan Bankacılık Krizi ve Nedenleri”, 4. Uluslararası Kıbrıs Araştırmaları Kongresi, Doğu Akdeniz Üniversitesi, Gazimağusa-KKTC, 28-29 Kasım.
- Boyd, J.H, Levine, R., Smith, B.D (2001),”The Impact of Inflation on Financial Sector Performance”, Journal of Monetary Economics, 47: 221-248.
- Casu, B., Girardone, C. and P. Molyneux (2006), Introduction to Banking, Prentice Hall/Financial Times, England.
- Claessens, S. A. Demirguc-Kunt and H. Huizinga (1998), ”How does Foreign Entry Affects the Domestic Banking Market?”, World Bank Policy Research Working paper.
- Corsetti, G., P. Pesenti and N. Roubini (1999), “Paper Tigers? A Model of the Asian Crisis,” European Economic Review , 43(7): 1211-1236.
- Domac, Ilker and Giovanni Ferri (1999), “The Credit Crunch in East Asia: Evidence from Field Findings on Bank Behavior and Policy Issues.” In World Bank Workshop: Credit Crunch in East Asia: What Do We Know? What Do We Need to Know?, World Bank, Washington D.C.
- Demirgüç-Kunt, A. and Detragiache, E. (1998a),”The Determinants of Banking Crises in Developing and Developed Countries”, IMF Staff Papers, 45, 81-109.
- Demirgüç-Kunt, A., and Detragiache, E. (1998b), “Financial Liberalization and Financial Fragility”, IMF Working Paper, 83.
- Demirgüç-Kunt, A. and H. Huizinga (1999),”Determinants of Commercial Bank Interest Margins and Profitability: Some International Evidence”, World Bank Economic Review, 13 (2) : 379-408.
- Demirgüç-Kunt, A., E. Detragiache, and P. Gupta (2000),”Inside the Crisis: An Empirical Analysis of Banking Systems in Distress”, IMF Working Paper, No. 00/156.
- Eichengreen, B. and A. Rose (1998),”Staying Afloat When the Wind Shifts: External Factors and Emerging-Market Banking Crises”, National Bureau of Economic Research Working Paper, No. 6370.
- Friedman, Milton and A. J. Schwartz (1963), A Monetary History of The United States 1867- 1960, Princeton University Press, Princeton.
- Gunsel, N. (2007), “The North Cyprus Banking Sector: the Effect of a Speculative Attack on the Turkish Lira”, the Journal of Risk Finance, 8(4): 410-421
- Heffernan, S. (1996), Modern Banking in Theory and Practice, John Wiley and Sons.
- IMF Staff Country Reports (1998): Turkey - Recent Economic Developments and Selected Issues’, No: 98/104, pp. 118-133. (Available at http://www.imf.org/external/pubs/cat/longres.cfm?sk&sk=2809.0)
- IMF Staff Country Reports (2000): Turkey - Recent Economic Developments and Selected Issues’, No: 00/14, pp. 37-53. (Available at http://www.imf.org/external/pubs/cat/longres.cfm?sk&sk=3408.0).
- Javed, N (1998), “Banking Failures in Developing Countries: An Auditor’s Perspective”, International Journal of Government Auditing, January 1998 edition.
- Kaya, Y.T. and E. Doğan (2005), “Dezenflasyon Sürecinde Türk Bankacılık Sektöründe Etkinliğin Gelişimi”, ARD Çalışma Raporları 2005/10, Bankacılık Düzenleme ve Denetleme Kurumu (BDDK), Araştırma Dairesi, Ankara.
- Krueger, A. and A. Tornell (1999), “The Role of Bank Restructuring in Recovering From Crisis: Mexico 1995-98”, NBER Working Paper, No.7042.
- Mankiw, N Gregory, (1986), "The Allocation of Credit and Financial Collapse," The Quarterly Journal of Economics, MIT Press, 101(3): 455-70, August.
- Moffett, M., Stonehill, A. and D. Eiteman (2006), Fundamentals of Multinational Finance, 2nd Ed., Pearson Education/Addison Wesley, United States of America.
- NBER (2001), “Financial Crises in Emerging Markets”, The NBER Projects on Exchange Rate Crisis in the Emerging Market Countries, Session on Turkey, July 18. Available at http://www.nber.org/crisis/ and http://www.nber.org/crisis/turkey_bg.html
- Şafaklı, O. (2002), “Kuzey Kıbrıs Türk Cumhuriyeti’nde (KKTC) Banka Krizleri Üzerine Literatürel Bir Çalışma”, Ege Akademik Bakış, 2 (2).
- Şafaklı, O. (2003a), “Basic Problems of the Banking Sector in the TRNC With Partial Emphasis on the Proactive and Reactive Strategies Applied”, Doğuş University Journal, 4 (2), July
- Şafaklı, O. (2003b), “The Analysis of Banking and Financial Crises: Case of TRNC”, Second Global Conference on Business & Economics, July 5-7, Imperial College South Kensington Campus, London, England.
- Şafaklı, O., (2005) “A Research on the Ethical Dimension of Banking Crises in the Turkish Republic of Northern Cyprus”, Electronic Journal of Business Ethics and Organization Studies, 10 (2).
- Şafaklı, O. (2007), “Credit Risk Assesment for the Banking Sector of Northern Cyprus”, Banks and Bank Systems, #1/2007.
- Şafaklı, O. and Güryay, E. (2007),“A Research On Designing an Effective Deposit Insurance Scheme For TRNC with Partıcular Emphasis On Public Awaraness”, International Research Journal of Finance and Economics, Issue 7.
- TBB (2005) , Quarterly Statistics by Banks, The Banks Association of Turkey, Executive Summary, March Edition
KRİZ ÖNCESİ VE SONRASI KUZEY KIBRIS TÜRK CUMHURİYETİ (KKTC) BANKACILIK SEKTÖRÜNE KARŞILAŞTIRMALI BİR BAKIŞ
Yıl 2009,
Cilt: 4 Sayı: 16, 2573 - 2610, 01.06.2009
Okan Veli ŞAFAKLI Taştan Altuner
Öz
Bu çalışma KKTC bankacılık sektöründeki gelişmelere karşılaştırmalı bir bakış açısı getirmektedir. Öncelikle, kriz öncesi sektördeki yapısal ve finansal yapıya vurgu yapılacaktır. Yapılan analiz sonucu, krizlere karşı dayanmak ve sektördeki kırılganlığı düşürmek için kaydadeğer reformlar yapılmıştır argümanı getirilebilir. Ancak, sektörün orta ve uzun vadeli rekabet edebilirliği açısından önemli adımların atılması gerekmektedir. Kriz sonrası 2002-2006 dönemini kapsayacak şekilde KKTC’deki en büyük 10 bankanın finansal yapı ve performans oranları dikkate alındığında düşen enflasyon ortamında bankaların kârlılıklarının arttığı ve kaynaklarını daha verimli ve etkin kullandıkları ortaya çıkmaktadır
Kaynakça
- Allen, Franklin (2004),”the Efficiency and Stability of Banks and Markets”, National Bank of Belgium Working Paper No. 52 - MAY 2004.
- Alper, C.E., Berument, M.H and Malatyalı, N.K. (2001),”The Disinflation Program and the Structure of the Turkish Banking Sector”, Annual conference on Turkish Banking at Cross Roads, Center for Economics and Econometrics ,Bogazici University, Turkey, 19 January.
- Basel Committee, (2004), Basel II: International Convergence of Capital Measurement and Capital Standards: a Revised Framework, Basel Committee Publications No. 107 - June 2004.
- Bektaş, E. (2002): “Kuzey Kıbrıs türk Cumhuriyeti’nde Yaşanan Bankacılık Krizi ve Nedenleri”, 4. Uluslararası Kıbrıs Araştırmaları Kongresi, Doğu Akdeniz Üniversitesi, Gazimağusa-KKTC, 28-29 Kasım.
- Boyd, J.H, Levine, R., Smith, B.D (2001),”The Impact of Inflation on Financial Sector Performance”, Journal of Monetary Economics, 47: 221-248.
- Casu, B., Girardone, C. and P. Molyneux (2006), Introduction to Banking, Prentice Hall/Financial Times, England.
- Claessens, S. A. Demirguc-Kunt and H. Huizinga (1998), ”How does Foreign Entry Affects the Domestic Banking Market?”, World Bank Policy Research Working paper.
- Corsetti, G., P. Pesenti and N. Roubini (1999), “Paper Tigers? A Model of the Asian Crisis,” European Economic Review , 43(7): 1211-1236.
- Domac, Ilker and Giovanni Ferri (1999), “The Credit Crunch in East Asia: Evidence from Field Findings on Bank Behavior and Policy Issues.” In World Bank Workshop: Credit Crunch in East Asia: What Do We Know? What Do We Need to Know?, World Bank, Washington D.C.
- Demirgüç-Kunt, A. and Detragiache, E. (1998a),”The Determinants of Banking Crises in Developing and Developed Countries”, IMF Staff Papers, 45, 81-109.
- Demirgüç-Kunt, A., and Detragiache, E. (1998b), “Financial Liberalization and Financial Fragility”, IMF Working Paper, 83.
- Demirgüç-Kunt, A. and H. Huizinga (1999),”Determinants of Commercial Bank Interest Margins and Profitability: Some International Evidence”, World Bank Economic Review, 13 (2) : 379-408.
- Demirgüç-Kunt, A., E. Detragiache, and P. Gupta (2000),”Inside the Crisis: An Empirical Analysis of Banking Systems in Distress”, IMF Working Paper, No. 00/156.
- Eichengreen, B. and A. Rose (1998),”Staying Afloat When the Wind Shifts: External Factors and Emerging-Market Banking Crises”, National Bureau of Economic Research Working Paper, No. 6370.
- Friedman, Milton and A. J. Schwartz (1963), A Monetary History of The United States 1867- 1960, Princeton University Press, Princeton.
- Gunsel, N. (2007), “The North Cyprus Banking Sector: the Effect of a Speculative Attack on the Turkish Lira”, the Journal of Risk Finance, 8(4): 410-421
- Heffernan, S. (1996), Modern Banking in Theory and Practice, John Wiley and Sons.
- IMF Staff Country Reports (1998): Turkey - Recent Economic Developments and Selected Issues’, No: 98/104, pp. 118-133. (Available at http://www.imf.org/external/pubs/cat/longres.cfm?sk&sk=2809.0)
- IMF Staff Country Reports (2000): Turkey - Recent Economic Developments and Selected Issues’, No: 00/14, pp. 37-53. (Available at http://www.imf.org/external/pubs/cat/longres.cfm?sk&sk=3408.0).
- Javed, N (1998), “Banking Failures in Developing Countries: An Auditor’s Perspective”, International Journal of Government Auditing, January 1998 edition.
- Kaya, Y.T. and E. Doğan (2005), “Dezenflasyon Sürecinde Türk Bankacılık Sektöründe Etkinliğin Gelişimi”, ARD Çalışma Raporları 2005/10, Bankacılık Düzenleme ve Denetleme Kurumu (BDDK), Araştırma Dairesi, Ankara.
- Krueger, A. and A. Tornell (1999), “The Role of Bank Restructuring in Recovering From Crisis: Mexico 1995-98”, NBER Working Paper, No.7042.
- Mankiw, N Gregory, (1986), "The Allocation of Credit and Financial Collapse," The Quarterly Journal of Economics, MIT Press, 101(3): 455-70, August.
- Moffett, M., Stonehill, A. and D. Eiteman (2006), Fundamentals of Multinational Finance, 2nd Ed., Pearson Education/Addison Wesley, United States of America.
- NBER (2001), “Financial Crises in Emerging Markets”, The NBER Projects on Exchange Rate Crisis in the Emerging Market Countries, Session on Turkey, July 18. Available at http://www.nber.org/crisis/ and http://www.nber.org/crisis/turkey_bg.html
- Şafaklı, O. (2002), “Kuzey Kıbrıs Türk Cumhuriyeti’nde (KKTC) Banka Krizleri Üzerine Literatürel Bir Çalışma”, Ege Akademik Bakış, 2 (2).
- Şafaklı, O. (2003a), “Basic Problems of the Banking Sector in the TRNC With Partial Emphasis on the Proactive and Reactive Strategies Applied”, Doğuş University Journal, 4 (2), July
- Şafaklı, O. (2003b), “The Analysis of Banking and Financial Crises: Case of TRNC”, Second Global Conference on Business & Economics, July 5-7, Imperial College South Kensington Campus, London, England.
- Şafaklı, O., (2005) “A Research on the Ethical Dimension of Banking Crises in the Turkish Republic of Northern Cyprus”, Electronic Journal of Business Ethics and Organization Studies, 10 (2).
- Şafaklı, O. (2007), “Credit Risk Assesment for the Banking Sector of Northern Cyprus”, Banks and Bank Systems, #1/2007.
- Şafaklı, O. and Güryay, E. (2007),“A Research On Designing an Effective Deposit Insurance Scheme For TRNC with Partıcular Emphasis On Public Awaraness”, International Research Journal of Finance and Economics, Issue 7.
- TBB (2005) , Quarterly Statistics by Banks, The Banks Association of Turkey, Executive Summary, March Edition