Türkiye'de Mikrofinansın Gelişimi ve İslami Mikrofinansın Geleceği

Yıl 2025, Cilt: 3 Sayı: 2, 133 - 147, 31.12.2025

Aam Slamet Rusydiana

Öz

Bu çalışma, “Türkiye’de Mikrofinans” konusundaki araştırmaların gelişimini ve bu tema üzerine yayınlanan dergilerden yola çıkarak gerçekleştirilebilecek araştırma planlarını incelemek amacıyla yapılmıştır. Çalışmada, bibliyometrik analiz yaklaşımı ile niteliksel bir yöntem kullanılmıştır. Kullanılan veriler, Dimension veritabanından alınan “Türkiye'de Mikrofinans” temalı ikincil veriler olup, toplam 28 dergi makalesinden oluşmaktadır. Veriler daha sonra VosViewer uygulaması kullanılarak işlenmiş ve analiz edilmiş, böylece dünya çapında “Türkiye'de Mikrofinans” konusundaki araştırma gelişiminin bibliyometrik haritası belirlenmiştir. Bulgular, dört baskın araştırma kümesi ortaya koymaktadır: (1) Türkiye'de Mikrofinans ve Kadın İstihdamı, (2) Türkiye'de İslami Bankacılık ve Mikrofinans Finansman Riski, (3) Türkiye'de İslami Finansal Okuryazarlık ve Mikrofinans Niyeti ve (4) Türkiye Ekonomisinde Mikrofinansın Belirleyicileri. En sık kullanılan anahtar kelimeler arasında Türkiye, finans, finansman, İslami banka, banka, kanıt, ekonomi ve işsizlik bulunmaktadır. Genel olarak, çalışma Türkiye'de İslami mikrofinans üzerine yapılan araştırmaların sınırlı ancak artmakta olduğunu ve gelecekteki araştırmalar için önemli fırsatlar sunduğunu vurgulamaktadır. Bu çalışmanın yenilikçi yanı, Türkiye'deki mikrofinans bursunu kapsamlı bir şekilde anlamayı sağlayan ve İslami mikrofinans araştırmaları ve politikalarını ilerletmek için potansiyel yollar belirleyen sistematik bibliyometrik haritalamasıdır.

Anahtar Kelimeler

Türkiye , İslami Mikrofinans , Araştırma Haritası , Bibliyometrik , VosViewer

Microfinance Development in Turkiye and the Prospect of Islamic Microfinancing

Öz

This study aims to examine the development of research on the topic of “Microfinance in Turkey” and research plans that can be carried out based on journals published on this theme. This study uses a qualitative method with a bibliometric analysis approach. The data used is secondary data on the theme of “Microfinance in Turkey” from the Dimension database, with a total of 28 journal articles. The data was then processed and analyzed using the VosViewer application to determine the bibliometric map of research development on “Microfinance in Turkey” worldwide. The findings reveal four dominant research clusters: (1) Microfinance and Women’s Employment in Türkiye, (2) Islamic Banking and Microfinance Financing Risk in Türkiye, (3) Islamic Financial Literacy and Microfinance Intention in Türkiye, and (4) Determinants of Microfinance in the Turkish Economy. The most frequent keywords include Türkiye, finance, financing, Islamic bank, bank, evidence, economics, and unemployment. Overall, the study highlights that research on Islamic microfinance in Türkiye remains limited but growing, offering significant opportunities for future inquiry. The novelty of this study lies in its systematic bibliometric mapping that provides a comprehensive understanding of Türkiye’s microfinance scholarship and identifies potential pathways for advancing Islamic microfinance research and policy.

Anahtar Kelimeler

Microfinance in Turkey , Islamic Microfinance , Research Map , Bibliometric , VosViewer.

Kaynakça

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