Can Behavioral Economics and Digitally Distortive Behaviors be Discussed from a Divine Perspective in the Age of Artificial Intelligence?

Yıl 2024, Cilt: 2 Sayı: 1, 72 - 94, 08.08.2024

Ahmet Efe

Öz

The concept of the rational individual in economics has started to be versatile with the behavioral economics (BE) paradigm, which explains how the decision-making mechanisms of economic actors are affected by social, cultural, religious, and emotional values. The behavioral disorder is the main obstacle to society's convergence around common goals and rational decisions & actions. People can even make non-rational decisions based on perceptional engineering, communial pressure, religious beliefs, personal ambitions & fears, and social class needs. With the rapid advancement of innovative technology, artificial intelligence (AI) is also being used to provide reasonable controls over behavioral disorders and irrational expectations in many financial transactions such as information asymmetry, perception engineering, stock market index prediction, bankruptcy prediction, or bond market. Here, it is argued that due to the fact that the condition of maximizing interests (revenue, benefits, reputation, etc.) arises from materialistically rational individual selfishness, the Islamic economy is an economic model as an exeption to expected behaivors of homoeconomicus. We have made discussions over concerns in the literature and conducted risk analysis and risk assessment methods to produce prudent suggestions to the policy makers.

Anahtar Kelimeler

Behavioral Economics, Artificial Intelligence, Perception Engineering, Islamic Economics

Yapay Zeka Çağında Davranışsal Ekonomi ve Dijital Olarak Çarpıtan Davranışlar İlahi Bir Perspektiften Tartışılabilir mi?

Öz

İktisatta rasyonel birey kavramı, ekonomik aktörlerin karar alma mekanizmalarının sosyal, kültürel, dini ve duygusal değerlerden nasıl etkilendiğini açıklayan davranışsal iktisat (BE) paradigması ile çok yönlü olmaya başlamıştır. Davranış bozukluğu, toplumun ortak hedefler ve rasyonel kararlar ve eylemler etrafında yakınlaşmasının önündeki en büyük engeldir. İnsanlar, algısal mühendislik, toplumsal baskı, dini inançlar, kişisel hırslar ve korkular ve sosyal sınıf ihtiyaçlarına dayalı olarak rasyonel olmayan kararlar bile alabilirler. Yenilikçi teknolojinin hızla gelişmesiyle birlikte, bilgi asimetrisi, algı mühendisliği, borsa endeks tahmini, iflas tahmini veya tahvil piyasası gibi birçok finansal işlemde davranış bozuklukları ve irrasyonel beklentiler üzerinde makul kontroller sağlamak için yapay zeka (AI) da kullanılıyor. . Burada çıkarların (gelir, fayda, itibar vb.) maksimize edilmesi koşulunun materyalist olarak rasyonel bireysel bencillikten kaynaklanması nedeniyle, İslam ekonomisinin homoekonomikus'tan beklenen davranışların bir istisnası olarak bir ekonomik model olduğu savunulmaktadır. Politika yapıcılara ihtiyatlı öneriler üretmek için literatürdeki endişeler üzerine tartışmalar yaptık ve risk analizi ve risk değerlendirme yöntemleri gerçekleştirdik.

Anahtar Kelimeler

Davranışsal İktisat, Yapay Zeka, Algı Mühendisliği, İslam İktisadı

Kaynakça

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