Yıl 2017, Cilt 6 , Sayı 3, Sayfalar 99 - 113 2017-07-01

Bazı Geçiş Ekonomisi Ülkelerinde Uygulanan Mikrofinans Sistemi Etkinliğinin Faiz Oranlarına Tesiri
EFFECT OF EFFICIENCY ON INTEREST RATE IN MICROFINANCE SYSTEMS OF SOME TRANSITION ECONOMIES

Kadırbek SULTAKEEV [1] , Dastan ASEİNOV [2] , Metin Bayrak [3]


XX. Yüzyıl’ın son çeyreğinde uygulamaya konan Mikrokredi sistemi hızla büyümekte ve gelişmektedir. Mikrokredi sistemi bir taraftan ülkelerin iktisadi büyümelerine yardım ederken, diğer taraftan sosyal yönden gelişmelerine de mühim düzeyde katkı sunmaktadır. Ülkelerde cari olan faiz oranları mikrokredi sistemini etkilemekte, dolayısıyla mikrokrediyle amaçlanan hedeflerde değişen derecelerde sapmalar meydana getirmektedir. Bu çalışmada 2000 – 2014 yılları arası dönemde bazı geçiş ekonomisi ülkelerinde uygulanan mikrofinans sistemi etkinliğinin faiz oranlarına tesiri incelenmiş, BDT’na ait 11 ülkede banka dışı faaliyet gösteren 215 finans kurumunun verileri panel veri yöntemiyle analiz edilmiştir. Çalışma sonucunda geçiş ekonomisi ülkelerinde faaliyet gösteren mikrokredi kurumlarının maliyet etkinliğinin uyguladıkları faiz oranları üzerinde önemli bir etkiye sahip olduğu gözlenmiştir
Microcredit system, which was put into practice in the last quarter of the XX. century, is rapidly growing. On the one hand, the microfinance system contributes to the economic growth of the countries, while on the other hand it makes a significant contribution to the social development. The current interest rates affect the microcredit system, so thus causing deviations in varying degrees at targets intended by microcredit institutions. This study aimed to analyze the effect of efficiency on interest rate in microfinance system of sampled transition economies in the period between 2000 and 2014. The data was collected from 215 financial institutions operating in 11 countries of sampled transition economies and analyzed by panel data method. The findings of this study indicate that the cost effectiveness of micro-credit institutions operating in transition economies have a significant effect on the interest rates
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Diğer ID JA94ED34BT
Bölüm Araştırma Makalesi
Yazarlar

Yazar: Kadırbek SULTAKEEV
Kurum: Kırgızistan-Türkiye Manas Üniversitesi İİBF Fakültesi Finans ve Bankacılık Bölümü

Yazar: Dastan ASEİNOV
Kurum: Kırgızistan-Türkiye Manas Üniversitesi İİBF Fakültesi Finans ve Bankacılık Bölümü

Yazar: Metin Bayrak
Kurum: Kırgızistan-Türkiye Manas Üniversitesi İİBF Fakültesi İktisat Bölümü

Tarihler

Yayımlanma Tarihi : 1 Temmuz 2017

Bibtex @ { mjss485634, journal = {MANAS Sosyal Araştırmalar Dergisi}, issn = {1694-7215}, address = {Chyngyz Aytmatov Campus, 720038, Djal, Bishkek, KYRGYZSTAN}, publisher = {Kırgızistan Türkiye Manas Üniversitesi}, year = {2017}, volume = {6}, pages = {99 - 113}, doi = {}, title = {Bazı Geçiş Ekonomisi Ülkelerinde Uygulanan Mikrofinans Sistemi Etkinliğinin Faiz Oranlarına Tesiri}, key = {cite}, author = {SULTAKEEV, Kadırbek and ASEİNOV, Dastan and Bayrak, Metin} }
APA SULTAKEEV, K , ASEİNOV, D , Bayrak, M . (2017). Bazı Geçiş Ekonomisi Ülkelerinde Uygulanan Mikrofinans Sistemi Etkinliğinin Faiz Oranlarına Tesiri. MANAS Sosyal Araştırmalar Dergisi , 6 (3) , 99-113 . Retrieved from https://dergipark.org.tr/tr/pub/mjss/issue/40511/485634
MLA SULTAKEEV, K , ASEİNOV, D , Bayrak, M . "Bazı Geçiş Ekonomisi Ülkelerinde Uygulanan Mikrofinans Sistemi Etkinliğinin Faiz Oranlarına Tesiri". MANAS Sosyal Araştırmalar Dergisi 6 (2017 ): 99-113 <https://dergipark.org.tr/tr/pub/mjss/issue/40511/485634>
Chicago SULTAKEEV, K , ASEİNOV, D , Bayrak, M . "Bazı Geçiş Ekonomisi Ülkelerinde Uygulanan Mikrofinans Sistemi Etkinliğinin Faiz Oranlarına Tesiri". MANAS Sosyal Araştırmalar Dergisi 6 (2017 ): 99-113
RIS TY - JOUR T1 - Bazı Geçiş Ekonomisi Ülkelerinde Uygulanan Mikrofinans Sistemi Etkinliğinin Faiz Oranlarına Tesiri AU - Kadırbek SULTAKEEV , Dastan ASEİNOV , Metin Bayrak Y1 - 2017 PY - 2017 N1 - DO - T2 - MANAS Sosyal Araştırmalar Dergisi JF - Journal JO - JOR SP - 99 EP - 113 VL - 6 IS - 3 SN - 1694-7215- M3 - UR - Y2 - 2020 ER -
EndNote %0 MANAS Sosyal Araştırmalar Dergisi Bazı Geçiş Ekonomisi Ülkelerinde Uygulanan Mikrofinans Sistemi Etkinliğinin Faiz Oranlarına Tesiri %A Kadırbek SULTAKEEV , Dastan ASEİNOV , Metin Bayrak %T Bazı Geçiş Ekonomisi Ülkelerinde Uygulanan Mikrofinans Sistemi Etkinliğinin Faiz Oranlarına Tesiri %D 2017 %J MANAS Sosyal Araştırmalar Dergisi %P 1694-7215- %V 6 %N 3 %R %U
ISNAD SULTAKEEV, Kadırbek , ASEİNOV, Dastan , Bayrak, Metin . "Bazı Geçiş Ekonomisi Ülkelerinde Uygulanan Mikrofinans Sistemi Etkinliğinin Faiz Oranlarına Tesiri". MANAS Sosyal Araştırmalar Dergisi 6 / 3 (Temmuz 2017): 99-113 .
AMA SULTAKEEV K , ASEİNOV D , Bayrak M . Bazı Geçiş Ekonomisi Ülkelerinde Uygulanan Mikrofinans Sistemi Etkinliğinin Faiz Oranlarına Tesiri. MJSS. 2017; 6(3): 99-113.
Vancouver SULTAKEEV K , ASEİNOV D , Bayrak M . Bazı Geçiş Ekonomisi Ülkelerinde Uygulanan Mikrofinans Sistemi Etkinliğinin Faiz Oranlarına Tesiri. MANAS Sosyal Araştırmalar Dergisi. 2017; 6(3): 113-99.