Türkiye’deki Mevduat Bankalarının Performansı

Yıl 2020, , 331 - 342, 05.10.2020

Alper Ova

https://doi.org/10.25095/mufad.801553

Öz

Bu çalışma Türkiye’deki mevduat bankalarının 2011-2018 yılları arasındaki performasını Stokastik Sınır analiziyle incelemektedir. Ayrıca çalışma 4 girdi ve etkinsizliğe etki edebilecek banka büyüklüğü, sahiplik (kamu ya da özel; yerli ya da yabancı), Türkiye’de kurulmuş olma, zaman, TL aktif / Toplam aktif, Likit aktif / Toplam aktif ve Toplam ücret / Çalışan sayısı gibi sekiz değişkeni incelemektedir. Modelin popüler olması, verinin dengesiz bir veri seti olması ve etkinsizlik etkilerini verdiği için Battese ve Coelli (1995) model analizde kullanılmıştır. Sonuçlara göre büyük bankalar küçük bankalara göre daha iyi performans göstermektedir. Türkiye’de kurulmuş olmak mevduat bankalarının performansını artırıcı bir etki yapmaktadır. Çalışanlara daha fazla ücret ödemek banka performansının daha iyi olacağı anlamına gelmemektedir, kamu bankası ya da özel banka olmanın etkinsizlik üzerine önemli bir etki yaptığı görülmemektedir, yabancı banka olmak etkinsizliği azaltmakta ve zaman Türk banka endüstrisinin etkinsizliği üzerinde pozitif bir etki yapmaktadır.

Anahtar Kelimeler

Banka Etkinliği, Stokastik Sınır Analizi, Türk Bankaları

Kaynakça

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