Risk Tolerans Tutumunun Kültürlerarası Farklılıkları ve Benzerlikleri: Türkiye ve Azerbaycan Arasında Bir Karşılaştırma

Öz

Bu çalışmanın amacı, bireylerin kültür farklılığı, cinsiyet, yaş ve medeni durum gibi demografik özelliklerinin finansal risk toleransını ne denli etkilendiğini tespit etmek ve finansal risk toleransı konusunda Türkler ve Azeriler arasındaki benzerlikler ve farklılıklar hakkında bilgi sağlamaktır. Bu amacı gerçekleştirmek üzere Iğdır Üniversitesi ve Bakü Devlet İktisat Üniversitesi İİBF öğrencileri ile akademik ve idari personeline toplamda 430 anket uygulanmış ve anket sonuçları ANOVA, Kruskal Wallis H, Mann Whitney U testleri ve çoklu regresyon analizi yardımıyla yorumlanmıştır. Analiz sonuçları Türklerin Azerilere göre, erkeklerin kadınlara göre ve bekarların evlilere göre finansal risk toleranslarının daha yüksek olduğunu ortaya koymuştur. Yaş faktörüne ilişkin ise, herhangi anlamlı bir bulguya ulaşılamamıştır.

Anahtar Kelimeler

• Finansal Risk Toleransı,Demografik Özellikler,Azerbaycan

Cross-cultural Differences and Similarities in Risk Tolerance: A Comparison between Turkey and Azerbaijan

Öz

The aim of this study is to determine the extent to which individuals' demographic characteristics such as gender, age and marital status are affected by the financial risk tolerance and to provide information about similarities and differences of financial risk tolerances between Turks and Azeris. A total of 430 questionnaires were implemented to the students, academic and administrative staff of IGDU and Baku State Economic University students to carry out this aim. The results of the questionnaires were interpreted with ANOVA, Kruskal Wallis H, Mann Whitney U tests and multiple regression analysis. The results of analysis reveal that in comparison with Azerbaijan, in Turkey financial risk tolerance of men is greater than women and in comparison with Azerbaijan, in Turkey financial risk tolerance of the singles is greater than the marrieds. No meaningful findings could be reached related to age factor.

Anahtar Kelimeler

• Financial Risk Tolerance,Demographic Properties,Azerbaijan,Turkey

Kaynakça

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