Risk Tolerans Tutumunun Kültürlerarası Farklılıkları ve Benzerlikleri: Türkiye ve Azerbaycan Arasında Bir Karşılaştırma

Yıl 2019, Cilt: 9 Sayı: 17, 53 - 77, 28.06.2019

Duygu Arslantürk Çöllü Leyla Akgün Emel Altın

Öz

Bu
çalışmanın amacı, bireylerin kültür farklılığı, cinsiyet, yaş ve medeni durum
gibi demografik özelliklerinin finansal risk toleransını ne denli etkilendiğini
tespit etmek ve finansal risk toleransı konusunda Türkler ve Azeriler
arasındaki benzerlikler ve farklılıklar hakkında bilgi sağlamaktır. Bu amacı
gerçekleştirmek üzere Iğdır Üniversitesi ve Bakü Devlet İktisat Üniversitesi
İİBF öğrencileri ile akademik ve idari personeline toplamda 430 anket
uygulanmış ve anket sonuçları ANOVA, Kruskal Wallis H, Mann Whitney U testleri
ve çoklu regresyon analizi yardımıyla yorumlanmıştır. Analiz sonuçları
Türklerin Azerilere göre, erkeklerin kadınlara göre ve bekarların evlilere göre
finansal risk toleranslarının daha yüksek olduğunu ortaya koymuştur. Yaş
faktörüne ilişkin ise, herhangi anlamlı bir bulguya ulaşılamamıştır.

Anahtar Kelimeler

Finansal Risk Toleransı, Demografik Özellikler, Azerbaycan

Cross-cultural Differences and Similarities in Risk Tolerance: A Comparison between Turkey and Azerbaijan

Öz

The aim of this study is to determine the extent to which individuals' demographic characteristics such as gender, age and marital status are affected by the financial risk tolerance and to provide information about similarities and differences of financial risk tolerances between Turks and Azeris. A total of 430 questionnaires were implemented to the students, academic and administrative staff of IGDU and Baku State Economic University students to carry out this aim. The results of the questionnaires were interpreted with ANOVA, Kruskal Wallis H, Mann Whitney U tests and multiple regression analysis. The results of analysis reveal that in comparison with Azerbaijan, in Turkey financial risk tolerance of men is greater than women and in comparison with Azerbaijan, in Turkey financial risk tolerance of the singles is greater than the marrieds. No meaningful findings could be reached related to age factor.

Anahtar Kelimeler

Financial Risk Tolerance, Demographic Properties, Azerbaijan, Turkey

Kaynakça

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