Gayrimenkul İpoteğine Dayalı Finansman Sistemi: Tersine Mortgage ve Uygulaması

Yıl 2008, Cilt: 13 Sayı: 2, 117 - 141, 01.06.2008

  Yrd.doç.dr.hasan Abdioğlu

Öz

Anahtar Kelimeler

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GAYRİMENKUL İPOTEĞİNE DAYALI FİNANSMAN SİSTEMİ: TERSİNE MORTGAGE VE UYGULAMASI

Öz

Tersine mortgage artan finansal ihtiyaçlar doğrultusunda ortaya çıkmış gayrimenkul ipoteğine dayalı bir borçlanma aracıdır. Bu uygulama sahip olunan konutun tüketim kaynağı olmak amacıyla likit varlıklara dönüştürülmesi süreci olup finans literatüründe “artan borçlanma, azalan varlık değeri” olarak nitelendirilmektedir

Anahtar Kelimeler

Tersine Mortgage, Konut Karşılığı Borçlanma, ‘Konut Zengini’ ancak ‘Nakit Fakiri’, ‘Artan Borçlanma Karşılığında Azalan Varlık Değeri’

Kaynakça

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