İslam İktisadı Bağlamında Para Politikası

Yıl 2019, Cilt: 7 Sayı: 3, 59 - 74, 01.07.2019

Ferda Güvenilir Ahmet İncekara

Öz

Günümüz para politikalarının faiz politikası etrafında yoğunlaşması nedeniyle İslam iktisat anlayışı gibi faizin yasak olduğu bir sistem için para politikası çalışmaları dikkat çekicidir. Geniş kitleler tarafından kabul gören ve alana dair çalışma yapanların üzerinde mutabakata vardığı bir para politikası mevcut değildir. Bununla birlikte alanın uzmanlarının samimiyetle modern ekonomik sistemin ihtiyaçlarına çözüm yolu arayışıyla yaptıkları çalışmalar görülmektedir. Bu çalışma daha çok para politikasına dair İslam iktisatçılarının teorik çalışmalarını, fikirlerini ortaya koyarak durumun analizini yapmaktadır. İslami finans da epeyce yol kat edilmişken para politikasına dair uygulamaların olabilirliği sorgulanmaktadır. Nitekim İslami bankacılık sektörünün faaliyet gösterdiği ülkelerde Merkez bankalarıyla ilişkiler bir anlamda para politikasının uygulanmasına kapı açmaktadır. Hali hazırda İslami finans kurumları ile Merkez bankalarının her ülkenin kendi koşullarına göre uygulamalarıda mevcuttur. Bununla birlikte ekonomi politik içerisinde tüm para politikasının İslam iktisat prensipleri çerçevesinde uygulanması için daha yol kat edilmesi gerektiği açıktır. Uygun finansal ürünlerin geliştirilmesi ve tabana yayılması gerekliliklerin öncülerindendir. Yanı sıra finansal ürünlerde belli bir standardın yakalanarak tek düzeliğin sağlanması gereklidir.

Anahtar Kelimeler

İslami Finans, Para Politikası, Merkez Bankası, Islamic Finance, Monetary Policy, Central Bank

Monetary Policy in the Context of Islamic Economics

Öz

Due to the fact that today's monetary policies are concentrated around interest rate policy, monetary policy studies for a system where interest is prohibited such as Islamic economic understanding are remarkable. There is no monetary policy accepted by the broad masses and agreed upon by those who work on the field. However, it is seen that the experts of the field are sincerely looking for solutions to the needs of the modern economic system. This study mainly focuses on the theoretical studies and ideas of Islamic economists on monetary policy and analyzes the situation. While Islamic finance has gone a long way, the possibility of monetary policy practices is questioned. As a matter of fact, the relations with the central banks in the countries where the Islamic banking sector operates, in a sense, open the door to the implementation of monetary policy. There are already operating Islamic financial institutions and central banks in each country according to their own conditions. However, it is clear that all monetary policy within the economic policy needs to be further developed in order to implement it within the framework of Islamic economic principles. The development and dissemination of appropriate financial products is a pioneer of requirements. In addition, it is seen that a certain standard in financial products can be achieved and the uniformity required to achieve uniformity can provide the acceptance of the products by large masses.

Anahtar Kelimeler

Islamic Finance, Monetary Policy, Central Bank

Kaynakça

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