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Bölgesel Ekonomik Büyüme ve Finansal İnovasyon: Türk Bankacılık Sektöründen Perspektifler

Yıl 2023, , 47 - 84, 28.04.2023

Aynur Karaçoban , Ömür Saltık , Süleyman Değirmen

https://doi.org/10.17233/sosyoekonomi.2023.02.03

Öz

Çalışma, İstatistiksel Bölge Birimleri Düzey-1 (12 bölge) ve Türkiye'nin 81 ili için bankacılık sektörü için finansal inovasyon ve ekonomik büyüme arasındaki ilişkiye odaklanmaktadır. Çalışmada 2010-2021 yılları arasındaki yıllık veriler kullanılmıştır. Model olarak Arellano-Bond GMM birinci farkları ve Pooled Data yöntemi uygulanmıştır. Türkiye'de bazı bölge ve iller için bankacılık sektörü finansal inovasyon değişkeni katsayısının anlamlı ve pozitif olduğu tespit edilmiştir. Sonuçlar, bankacılık sektörünün teknolojik gelişmeler ve küreselleşme öncülüğünde inovasyona dayalı ürün ve hizmetlerinin ekonomik kalkınmaya olumlu katkılar sunduğunu desteklemektedir. Bu ampirik bulgular, Schumpeter'in fikrini ve içsel büyüme teorilerini doğrulamaktadır.

Anahtar Kelimeler

Finansal İnovasyon Bankacılık Sektörü Bölgeler-İller Dinamik Panel GMM Yöntemi Havuzlanmış Veri Yöntemi

Kaynakça

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Regional Economic Growth and Financial Innovation: Perspectives from the Turkish Banking Sector

Yıl 2023, , 47 - 84, 28.04.2023

Aynur Karaçoban , Ömür Saltık , Süleyman Değirmen

https://doi.org/10.17233/sosyoekonomi.2023.02.03

Öz

The study aims to reveal the relationship between financial innovation in the banking sector and economic growth for Statistical Region Units Level-1 (12 regions) and Türkiye's 81 provinces. In the study, annual data from 2010 to 2021 was employed. The Arellano-Bond GMM first differences and Pooled Data approach were used as models. The coefficient of the variable measuring financial innovation in the banking industry was significant and positive for the regions and provinces. The findings suggest that the banking sector's innovative goods and services, led by technical advancements and globalisation, contribute positively to the economies of certain Turkish regions and provinces. These empirical validate Schumpeter's theory and ideas of endogenous growth.

Anahtar Kelimeler

Financial Innovation Banking Sector Regions-Provinces Dynamic Panel GMM Method Pooled Data Method

Kaynakça

  • Acaravcı, S. et al. (2009), “Financial development and economic growth: Literature survey and empirical evidence from sub-Saharan African countries”, South African Journal of Economic and Management Sciences, 12(1), 1-27.
  • Achy, L. (2004), “Financial liberalization, saving, investment and growth in MENA countries”, Middle East Economics, 6, 67-94.
  • Agu, C.C. & J.O. Chukwu (2008), “Toda and Yamamoto causality tests between ‘bank based’ financial deepening and economic growth in Nigeria”, European Journal of Social Sciences, 7(2), 189-198.
  • Ahmed, S.M. & M.I. Ansari (1998), “Financial sector development and economic growth: The South-Asian experience”, Journal of Asian Economics, 9(3), 503-517.
  • Ak, M.Z. vd. (2016), “Türkiye’de finansal gelişme ve ekonomik büyüme ilişkisinin nedensellik analizi”, Doğuş Üniversitesi Dergisi, 17(2), 151-160.
  • Akgüç, Ö. (1989), 100 soruda Türkiye’de bankacılık, (2, bs.), İstanbul: Gerçek Yayınevi.
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  • Al-Yousif, Y. K. (2002), Financial development and economic growth: another look at the evidence from developing countries. Review of Financial Economics, 11(2), 131- 150.
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Toplam 127 adet kaynakça vardır.

Ayrıntılar

Birincil Dil İngilizce
Konular Ekonomi
Bölüm Makaleler
Yazarlar

Aynur Karaçoban 0000-0002-8486-6906

Ömür Saltık 0000-0001-8507-8971

Süleyman Değirmen 0000-0001-8750-652X

Yayımlanma Tarihi 28 Nisan 2023
Gönderilme Tarihi 28 Aralık 2021
Yayımlandığı Sayı Yıl 2023

Kaynak Göster

APA Karaçoban, A., Saltık, Ö., & Değirmen, S. (2023). Regional Economic Growth and Financial Innovation: Perspectives from the Turkish Banking Sector. Sosyoekonomi, 31(56), 47-84. https://doi.org/10.17233/sosyoekonomi.2023.02.03
AMA Karaçoban A, Saltık Ö, Değirmen S. Regional Economic Growth and Financial Innovation: Perspectives from the Turkish Banking Sector. Sosyoekonomi. Nisan 2023;31(56):47-84. doi:10.17233/sosyoekonomi.2023.02.03
Chicago Karaçoban, Aynur, Ömür Saltık, ve Süleyman Değirmen. “Regional Economic Growth and Financial Innovation: Perspectives from the Turkish Banking Sector”. Sosyoekonomi 31, sy. 56 (Nisan 2023): 47-84. https://doi.org/10.17233/sosyoekonomi.2023.02.03.
EndNote Karaçoban A, Saltık Ö, Değirmen S (01 Nisan 2023) Regional Economic Growth and Financial Innovation: Perspectives from the Turkish Banking Sector. Sosyoekonomi 31 56 47–84.
IEEE A. Karaçoban, Ö. Saltık, ve S. Değirmen, “Regional Economic Growth and Financial Innovation: Perspectives from the Turkish Banking Sector”, Sosyoekonomi, c. 31, sy. 56, ss. 47–84, 2023, doi: 10.17233/sosyoekonomi.2023.02.03.
ISNAD Karaçoban, Aynur vd. “Regional Economic Growth and Financial Innovation: Perspectives from the Turkish Banking Sector”. Sosyoekonomi 31/56 (Nisan 2023), 47-84. https://doi.org/10.17233/sosyoekonomi.2023.02.03.
JAMA Karaçoban A, Saltık Ö, Değirmen S. Regional Economic Growth and Financial Innovation: Perspectives from the Turkish Banking Sector. Sosyoekonomi. 2023;31:47–84.
MLA Karaçoban, Aynur vd. “Regional Economic Growth and Financial Innovation: Perspectives from the Turkish Banking Sector”. Sosyoekonomi, c. 31, sy. 56, 2023, ss. 47-84, doi:10.17233/sosyoekonomi.2023.02.03.
Vancouver Karaçoban A, Saltık Ö, Değirmen S. Regional Economic Growth and Financial Innovation: Perspectives from the Turkish Banking Sector. Sosyoekonomi. 2023;31(56):47-84.