Determinants of Household Saving Behaviour in Turkey

Yıl 2022, , 71 - 90, 31.01.2022

Kübranur Çebi Karaaslan , Erkan Oktay , Ömer Alkan

https://doi.org/10.17233/sosyoekonomi.2022.01.04

Cited By: 10

Öz

The study aims to detect demographics and economic factors and the factors related to residential properties and social-environmental indicators affecting household savings in Turkey. In the study, cross-sectional data was obtained from the Household Budget Survey conducted by the Turkish Statistical Institute between the years 2015-2017. Binary logistic regression and binary probit regression analyses determined household savings factors. According to the analysis results, the factors like the occupation of the household head, educational status, gender, age, marital status, household size, automobile ownership, and survey year were determined to affect the saving behaviour of households.

Anahtar Kelimeler

Household Savings, Survey Data, Demographics and Economic Factors, Binary Logistic Regression, Binary Probit Regression, Turkey

Destekleyen Kurum

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Proje Numarası

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Teşekkür

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Türkiye’de Hanehalkı Tasarruf Davranışının Belirleyicileri

Öz

Bu çalışmanın amacı Türkiye’deki hanehalkı tasarruflarını etkileyen demografik, ekonomik faktörler ile konut özellikleri ve sosyal-çevresel göstergelere ilişkin faktörleri belirlemektir. Bu çalışmada, Türkiye İstatistik Kurumu tarafından 2015-2017 yılları arasında yapılan Hanehalkı Bütçe Araştırması anketinden elde edilen yatay- kesit verileri kullanılmıştır. Hanehalkı tasarruflarını etkileyen faktörleri belirlemek için binary lojistik regresyon ve binary probit regresyon analizleri uygulanmıştır. Analiz sonuçlarına göre, hane reisinin mesleği, eğitim durumu, cinsiyeti, yaşı, medeni durumu, hanehalkı büyüklüğü, otomobil sahipliği ve anket yılı gibi faktörlerin hanelerin tasarruf tutumları üzerinde etkili olduğu tespit edilmiştir.

Anahtar Kelimeler

Hanehalkı Tasarrufları, Anket Verisi, Demografik ve Ekonomik Faktörler, Binary Lojistik Regresyon, Binary Probit Regresyon, Türkiye

Proje Numarası

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Kaynakça

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