Development of Islamic Insurance in Southeast Asia (Malaysia, Brunei Darussalam, and Indonesia): The Progress Perspective

Yıl 2022, Cilt: 30 Sayı: 52, 243 - 255, 28.04.2022

Mutmainah Mutmaınah Citra Sukmadılaga Lucky Nugroho

https://doi.org/10.17233/sosyoekonomi.2022.02.13

Öz

This study compares the number of companies, assets, contributions, and Islamic insurance claims in Malaysia, Brunei Darussalam, and Indonesia. The method used is descriptive quantitative, with research questions: How is the number of companies, assets, contributions, and claims Islamic Insurance in Malaysia, Brunei Darussalam, and Indonesia? This study's findings show that Indonesia has the highest growth in Islamic insurance companies and assets. Malaysia has the highest average growth contribution because of increased product innovation and digital technology use. Brunei Darussalam had the lowest claim growth rate because the claims process was considered too bureaucratic and complicated.

Anahtar Kelimeler

Islamic Insurance, Islamic Insurance Assets, Islamic Insurance Contributions, Islamic Insurance Claims

Destekleyen Kurum

Universitas Padjadjaran and Universitas Mercu Buana

Güneydoğu Asya’da İslâmi Sigortacılığın Gelişimi (Malezya, Brunei Sultanlığı ve Endonezya): İlerleme Perspektifi

Öz

Bu çalışma Malezya, Brunei Sultanlığı ve Endonezya'daki şirketlerin, varlıkların, katkı paylarının ve İslâmi sigorta taleplerinin sayısını karşılaştırmaktadır. Kullanılan yöntem, araştırma sorularıyla birlikte tanımlayıcı nicel bir yöntemdir: Malezya, Brunei Sultanlığı ve Endonezya'daki İslâmi Sigorta şirketlerinin, varlıklarının, katkılarının ve alacaklarının hacmi nedir? Bu çalışmanın bulguları, Endonezya'nın İslâmi sigorta şirketleri ve varlıklarında en yüksek büyümeye sahip olduğunu göstermektedir. Malezya, artan ürün yeniliği ve dijital teknoloji kullanımı nedeniyle en yüksek ortalama büyüme katkısına sahiptir. Brunei Sultanlığı, talep sürecinin çok bürokratik ve karmaşık olduğu düşünüldüğünden, en düşük talep büyüme oranına sahiptir.

Anahtar Kelimeler

İslâmi Sigortacılık, İslâmi Sigorta Varlıkları, İslâmi Sigorta Katkı Payları, İslâmi Sigorta Talebi

Kaynakça

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