Gelişen ve Gelişmiş Ekonomilerde NPA/NPL Yönetiminin Eleştirel Değerlendirmesi: Hindistan Bağlamında Bir Çalışma

Yıl 2022, Cilt: 12 Sayı: 2, 99 - 111, 15.10.2022

Mukul Mukul Ercan Özen , Sanjay Taneja

Öz

Critical Evaluation of Management of NPA/NPL in Emerging and Advanced Economies: a Study in Context of India

Öz

Introduction- In a financial system-based economy, the banking system's performance and sound health are vital for developing the economy as financial intermediaries. After the global economic crisis, the financial system of advanced and emerging economies has suffered a growing volume of Nonperforming Assets (NPA) or Nonperforming Loans (NPL). Purpose- This paper explores the present status and management of NPA/NPL in advanced and emerging economies. In line with the international level in different nations of NPA/NPL’s the performance of the Indian banking system was evaluated. Research Methodology- Yearly time series data from 2011 to 2018 has been employed of 21 diverse nations, eleven are developed, and ten are developing. For picking the countries to compare and discover the measures to lower down the NPL, Malaysia, the US and Canada are chosen based on average performance and Compound Annual Growth Rate (CAGR). Findings- India's performance in NPA of the Banks has been very critical, which creates an urge for other financial sector reforms. Originality/Value- Data is has been mainly collected from the official websites of the Central Banks of various nations, thus it covers a wide countries group.

Anahtar Kelimeler

NPA, NPL, Banking, Developed Nations, Developing Nations, Financial management

Kaynakça

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