Finansal Erişim, Ekonomik Büyüme ve Özel Sektör Yatırımları İlişkisinin Ekonometrik Analizi

Year 2022, Issue: 118, 199 - 220, 21.10.2022

Münevvere Yıldız

https://doi.org/10.33203/mfy.1147389

Cited By: 1

Abstract

Çalışmanın amacı Türkiye’de ekonomik büyüme oranı ve özel sektör yatırımlarının finansal hizmetlere erişim üzerindeki etkisini araştırmaktır. Bu doğrultuda 1980-2019 dönemi verileri kullanılmış ve değişkenlerin farklı düzeylerde durağan oldukları belirlenmiştir. ARDL sınır testi yaklaşımı ile değişkenler arasındaki eşbütünleşme ilişkisi ortaya konulmuştur. FMOLS ve DOLS eşbütünleşme regresyonları yardımıyla ARDL sınır testi ile belirlenen uzun dönem katsayıların doğruluk kontrolü gerçekleştirilmiştir. Çalışmada elde edilen sonuçlara göre; özel sektör yatırımları finansal erişimi pozitif ve istatistiksel olarak anlamlı etkilemektedir. Diğer taraftan ekonomik büyüme oranının finansal hizmetlere erişim üzerinde anlamlı bir etki göstermediği sonucu elde edilmiştir.

Keywords

finansal erişim, ekonomik büyüme, özel sektör yatırımları, ARDL

Econometric Analysis of the Relationship of Financial Access, Economic Growth and Private Sector Investments

Abstract

The study aims to investigate the effect of economic growth rate and private sector investments on access to financial services in Turkey. In this direction, the 1980-2019 period data were used, and it was determined that variables were stationary at different levels. The cointegration relationship between variables was revealed with ARDL bounds test approach. With FMOLS and DOLS cointegration regressions, the accuracy of long-term coefficients determined by the ARDL bound test was performed. The results show that private sector investments have positive and significant effect on financial access, but the growth rate did not have significant effect on financial access.

Keywords

financial access, economic growth, private sector investments, ARDL

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