Banka Risk Yönetiminde Gelecek Beklentileri

Sezer Bozkuş Kahyaoğlu; Ganite Kurt

doi:10.25095/mufad.710380

Banka Risk Yönetiminde Gelecek Beklentileri

Abstract

Bu makale, bankalardaki risk örgülenmesine ve özellikle bankaların risk yönetimi işlevine odaklanmaktadır. Paydaşların gelecekteki dinamiklerini ve beklentilerini tahmin etmek için, risk yönetiminin kilometre taşları ilgili literatüre dayalı olarak ele alınmaktadır. Bankacılık risk yönetiminin son on yıldaki gelişimi, küresel krizin doğrudan finansal etkisine ve ardından gelen düzenleyici gelişmelere bir cevap niteliğinde olmuştur. Bu çalışma, finansal mühendisliğin ve dış tedarikçi firmalardan ürün ve hizmetlerin entegrasyonunun öncekinden daha büyük bir rol oynadığı yeni bir hibrid bankacılık sistemi türünün ortaya çıktığını ortaya koymaktadır. Küresel finansal krizden sonra, özellikle bankaların risk örgütlenmeleri, geleneksel finansal risklerin yönetiminin ötesine geçerek kendilerini yeniden şekillendirdikleri için hızlı büyümüştür. Bu bağlamda, bankaların bilançoları ve fonlama stratejileri 2007'den bu yana önemli ölçüde değişim göstererek, yüksek (özkaynak) sermaye oranları ve daha istikrarlı borç finansmanı şeklinde oluşmuştur. Bu kapsamda, bankalar risk zekasını geliştirmek için risk örgütlenmesine, risk kültürüne ve kontrol faaliyetlerine özel önem vermektedir.

Keywords

Risk Komitesi,Risk Kültürü,Risk Zekası,Risk Yöneticisi

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Details

Primary Language

Turkish

Subjects

Business Administration

Journal Section

Other

Authors

Sezer Bozkuş Kahyaoğlu
0000-0003-2865-3399
Türkiye

Ganite Kurt This is me
0000-0001-6438-2501
Türkiye

Publication Date

April 6, 2020

Submission Date

June 28, 2019

Acceptance Date

-

Published in Issue

Year 2020 Number: 86

DOI

https://doi.org/10.25095/mufad.710380

IZ

https://izlik.org/JA89RM79HP

Cite

RIS / Bibtex

APA

Bozkuş Kahyaoğlu, S., & Kurt, G. (2020). Banka Risk Yönetiminde Gelecek Beklentileri. Muhasebe Ve Finansman Dergisi, 86, 267-287. https://doi.org/10.25095/mufad.710380

AMA

1.Bozkuş Kahyaoğlu S, Kurt G. Banka Risk Yönetiminde Gelecek Beklentileri. Muhasebe ve Finansman Dergisi. 2020;(86):267-287. doi:10.25095/mufad.710380

Chicago

Bozkuş Kahyaoğlu, Sezer, and Ganite Kurt. 2020. “Banka Risk Yönetiminde Gelecek Beklentileri”. Muhasebe Ve Finansman Dergisi, nos. 86: 267-87. https://doi.org/10.25095/mufad.710380.

EndNote

Bozkuş Kahyaoğlu S, Kurt G (April 1, 2020) Banka Risk Yönetiminde Gelecek Beklentileri. Muhasebe ve Finansman Dergisi 86 267–287.

IEEE

[1]S. Bozkuş Kahyaoğlu and G. Kurt, “Banka Risk Yönetiminde Gelecek Beklentileri”, Muhasebe ve Finansman Dergisi, no. 86, pp. 267–287, Apr. 2020, doi: 10.25095/mufad.710380.

ISNAD

Bozkuş Kahyaoğlu, Sezer - Kurt, Ganite. “Banka Risk Yönetiminde Gelecek Beklentileri”. Muhasebe ve Finansman Dergisi. 86 (April 1, 2020): 267-287. https://doi.org/10.25095/mufad.710380.

JAMA

1.Bozkuş Kahyaoğlu S, Kurt G. Banka Risk Yönetiminde Gelecek Beklentileri. Muhasebe ve Finansman Dergisi. 2020;:267–287.

MLA

Bozkuş Kahyaoğlu, Sezer, and Ganite Kurt. “Banka Risk Yönetiminde Gelecek Beklentileri”. Muhasebe Ve Finansman Dergisi, no. 86, Apr. 2020, pp. 267-8, doi:10.25095/mufad.710380.

Vancouver

1.Sezer Bozkuş Kahyaoğlu, Ganite Kurt. Banka Risk Yönetiminde Gelecek Beklentileri. Muhasebe ve Finansman Dergisi. 2020 Apr. 1;(86):267-8. doi:10.25095/mufad.710380