Banka Risk Yönetiminde Gelecek Beklentileri

Sezer Bozkuş Kahyaoğlu; Ganite Kurt

doi:10.25095/mufad.710380

Banka Risk Yönetiminde Gelecek Beklentileri

Öz

Bu makale, bankalardaki risk örgülenmesine ve özellikle bankaların risk yönetimi işlevine odaklanmaktadır. Paydaşların gelecekteki dinamiklerini ve beklentilerini tahmin etmek için, risk yönetiminin kilometre taşları ilgili literatüre dayalı olarak ele alınmaktadır. Bankacılık risk yönetiminin son on yıldaki gelişimi, küresel krizin doğrudan finansal etkisine ve ardından gelen düzenleyici gelişmelere bir cevap niteliğinde olmuştur. Bu çalışma, finansal mühendisliğin ve dış tedarikçi firmalardan ürün ve hizmetlerin entegrasyonunun öncekinden daha büyük bir rol oynadığı yeni bir hibrid bankacılık sistemi türünün ortaya çıktığını ortaya koymaktadır. Küresel finansal krizden sonra, özellikle bankaların risk örgütlenmeleri, geleneksel finansal risklerin yönetiminin ötesine geçerek kendilerini yeniden şekillendirdikleri için hızlı büyümüştür. Bu bağlamda, bankaların bilançoları ve fonlama stratejileri 2007'den bu yana önemli ölçüde değişim göstererek, yüksek (özkaynak) sermaye oranları ve daha istikrarlı borç finansmanı şeklinde oluşmuştur. Bu kapsamda, bankalar risk zekasını geliştirmek için risk örgütlenmesine, risk kültürüne ve kontrol faaliyetlerine özel önem vermektedir.

Anahtar Kelimeler

Risk Komitesi,Risk Kültürü,Risk Zekası,Risk Yöneticisi

Kaynakça

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Ayrıntılar

Birincil Dil

Türkçe

Konular

İşletme

Bölüm

Diğer

Yazarlar

Sezer Bozkuş Kahyaoğlu
0000-0003-2865-3399
Türkiye

Ganite Kurt Bu kişi benim
0000-0001-6438-2501
Türkiye

Yayımlanma Tarihi

6 Nisan 2020

Gönderilme Tarihi

28 Haziran 2019

Kabul Tarihi

-

Yayımlandığı Sayı

Yıl 2020 Sayı: 86

DOI

https://doi.org/10.25095/mufad.710380

IZ

https://izlik.org/JA89RM79HP

Kaynak Göster

RIS / Bibtex

APA

Bozkuş Kahyaoğlu, S., & Kurt, G. (2020). Banka Risk Yönetiminde Gelecek Beklentileri. Muhasebe ve Finansman Dergisi, 86, 267-287. https://doi.org/10.25095/mufad.710380

AMA

1.Bozkuş Kahyaoğlu S, Kurt G. Banka Risk Yönetiminde Gelecek Beklentileri. Muhasebe ve Finansman Dergisi. 2020;(86):267-287. doi:10.25095/mufad.710380

Chicago

Bozkuş Kahyaoğlu, Sezer, ve Ganite Kurt. 2020. “Banka Risk Yönetiminde Gelecek Beklentileri”. Muhasebe ve Finansman Dergisi, sy 86: 267-87. https://doi.org/10.25095/mufad.710380.

EndNote

Bozkuş Kahyaoğlu S, Kurt G (01 Nisan 2020) Banka Risk Yönetiminde Gelecek Beklentileri. Muhasebe ve Finansman Dergisi 86 267–287.

IEEE

[1]S. Bozkuş Kahyaoğlu ve G. Kurt, “Banka Risk Yönetiminde Gelecek Beklentileri”, Muhasebe ve Finansman Dergisi, sy 86, ss. 267–287, Nis. 2020, doi: 10.25095/mufad.710380.

ISNAD

Bozkuş Kahyaoğlu, Sezer - Kurt, Ganite. “Banka Risk Yönetiminde Gelecek Beklentileri”. Muhasebe ve Finansman Dergisi. 86 (01 Nisan 2020): 267-287. https://doi.org/10.25095/mufad.710380.

JAMA

1.Bozkuş Kahyaoğlu S, Kurt G. Banka Risk Yönetiminde Gelecek Beklentileri. Muhasebe ve Finansman Dergisi. 2020;:267–287.

MLA

Bozkuş Kahyaoğlu, Sezer, ve Ganite Kurt. “Banka Risk Yönetiminde Gelecek Beklentileri”. Muhasebe ve Finansman Dergisi, sy 86, Nisan 2020, ss. 267-8, doi:10.25095/mufad.710380.

Vancouver

1.Sezer Bozkuş Kahyaoğlu, Ganite Kurt. Banka Risk Yönetiminde Gelecek Beklentileri. Muhasebe ve Finansman Dergisi. 01 Nisan 2020;(86):267-8. doi:10.25095/mufad.710380