ORTAKLIĞA DAYALI EV FİNANSMANI MODELİ İÇİN GENELLEŞTİRİLMİŞ FORMÜLLER

Doç.dr.abdullah Eroğlu; Doç.dr.şeref Kalaycı; Yrd.doç.dr.gültekin Özdemir; Yrd.doç.dr.a.cüneyt Çetin

Generalized Formulae For The Shared Equity Home Financing Model

Year 2010, Volume: 15 Issue: 1, 1 - 10, 01.03.2010

Doç.dr.abdullah Eroğlu Doç.dr.şeref Kalaycı Yrd.doç.dr.gültekin Özdemir Yrd.doç.dr.a.cüneyt Çetin

Abstract

Keywords

-

References

1. ABDUL-RAHMAN, Y. K., “Towards a LARIBA (Islamic) Mortgage Financing in the United States Providing an Alternative to Traditional Mortgages”, International Journal of Islamic Financial Services, Vol.1, No.2, pp. 29-36, 1999.
2. ABIDIN, S. Z., A. Md. NASSIR and P. F. F. KHODERUN, “Musharakah Mutanaqisah: A Solution To Different Interpretations By Malaysian and Middle East Scholars in Islamic Financing”, http://academicpapers.org/ocs2/session/Papers/C8/514-698-1-RV.doc
3. FRANGOS, A., “For Devout Muslims, Interest Is Forbidden”, http://www.realestatejournal.com/buysell/mortgages/20030320- frangos.html
4. GRECO, Jr., T. H., “A Shared Equity (Halal) Mortgage: How Does It Compare With A Conventional Mortgage?”, ttp://www.appropriateeconomics.org/materials/tom_greco_globalization_money_trade.pdf
5. HIJAZI, S. T. and M. HANIF, “Islamic Housing Finance: A Critical Analysis and Comparison with Conventional Mortgage”, Middle Eastern Economics and Finance, October 6, 2009, Available at SSRN: http://ssrn.com/abstract=1483524
6. MATTHEWS, R., I. TLEMSANI and A. SIDDIQUI, “Islamic Finance”, http://www.nzibo.com/mortgages/isfmortgages.pdf
7. MEERA, A. K. M. and D. A. RAZAK, “Islamic Home Financing through Musharakah Mutanaqisah and al-Bay’ Bithaman Ajil Contracts: A Comparative Analysis”, Review of Islamic Economics, 9(2):5-30, 2005.
8. MEERA, A. K. M. and D. A. RAZAK, “Islamic Home Financing through the Musharakah Mutanaqisah Contracts: Some Practical Issues”, JKAU: Islamic Econ., 22(1), 121-143, 2009.
9. RAMMAL, H. G., “Financing Through Musharaka: Principles and Application”, Business Quest, 2004. Available at SSRN: http://ssrn.com/abstract=1442430
10. SISWANTORO, D. and H. QOYYIMAH, “Analysis on the Feasibility Study of Musharakah Mutanaqisah Implementation in Indonesian Islamic Banks”, http://islamiccenter.kaau.edu.sa/7iecon/Ahdath/Con06/_pdf/Vol1/5%20D odik%20Siswantoro%20-%20Hamidah%20Analysis.pdf

ORTAKLIĞA DAYALI EV FİNANSMANI MODELİ İÇİN GENELLEŞTİRİLMİŞ FORMÜLLER

Year 2010, Volume: 15 Issue: 1, 1 - 10, 01.03.2010

Doç.dr.abdullah Eroğlu Doç.dr.şeref Kalaycı Yrd.doç.dr.gültekin Özdemir Yrd.doç.dr.a.cüneyt Çetin

Abstract

Bir alternatif finansman modeli olarak Ortaklığa Dayalı Ev Finansmanı (ODEF) modeli son yıllarda günümüz dünyasının büyük çaplı satın almalarında veya işletme yatırımlarında, ev satın almaları gibi, büyük ilgi odağı olmuştur. Özellikle, büyük çaplı uygulamalar özellikle İslam ülkelerinde görülmektedir. Bununla ilgili uygulamalardaki büyük patlamalar Amerika Birleşik Devletleri’nde yaşanmaktadır ve Avrupa’da potansiyel büyümeye sahiptir. Bu makalede, ODEF modeli tanıtıldıktan sonra, sıfır ilave ödemeli, eşit, ve geometrik eğimli seriler gibi farklı durumlar için genel formüller türetilmiştir. Ayrıca, her durum için örnekler verilmiştir.

Keywords

Ortaklığa Dayalı Yatırım, Ev Finansmanı, Faizsiz İpotek

References

1. ABDUL-RAHMAN, Y. K., “Towards a LARIBA (Islamic) Mortgage Financing in the United States Providing an Alternative to Traditional Mortgages”, International Journal of Islamic Financial Services, Vol.1, No.2, pp. 29-36, 1999.
2. ABIDIN, S. Z., A. Md. NASSIR and P. F. F. KHODERUN, “Musharakah Mutanaqisah: A Solution To Different Interpretations By Malaysian and Middle East Scholars in Islamic Financing”, http://academicpapers.org/ocs2/session/Papers/C8/514-698-1-RV.doc
3. FRANGOS, A., “For Devout Muslims, Interest Is Forbidden”, http://www.realestatejournal.com/buysell/mortgages/20030320- frangos.html
4. GRECO, Jr., T. H., “A Shared Equity (Halal) Mortgage: How Does It Compare With A Conventional Mortgage?”, ttp://www.appropriateeconomics.org/materials/tom_greco_globalization_money_trade.pdf
5. HIJAZI, S. T. and M. HANIF, “Islamic Housing Finance: A Critical Analysis and Comparison with Conventional Mortgage”, Middle Eastern Economics and Finance, October 6, 2009, Available at SSRN: http://ssrn.com/abstract=1483524
6. MATTHEWS, R., I. TLEMSANI and A. SIDDIQUI, “Islamic Finance”, http://www.nzibo.com/mortgages/isfmortgages.pdf
7. MEERA, A. K. M. and D. A. RAZAK, “Islamic Home Financing through Musharakah Mutanaqisah and al-Bay’ Bithaman Ajil Contracts: A Comparative Analysis”, Review of Islamic Economics, 9(2):5-30, 2005.
8. MEERA, A. K. M. and D. A. RAZAK, “Islamic Home Financing through the Musharakah Mutanaqisah Contracts: Some Practical Issues”, JKAU: Islamic Econ., 22(1), 121-143, 2009.
9. RAMMAL, H. G., “Financing Through Musharaka: Principles and Application”, Business Quest, 2004. Available at SSRN: http://ssrn.com/abstract=1442430
10. SISWANTORO, D. and H. QOYYIMAH, “Analysis on the Feasibility Study of Musharakah Mutanaqisah Implementation in Indonesian Islamic Banks”, http://islamiccenter.kaau.edu.sa/7iecon/Ahdath/Con06/_pdf/Vol1/5%20D odik%20Siswantoro%20-%20Hamidah%20Analysis.pdf

There are 10 citations in total.

Details

Primary Language	Turkish
Journal Section	Articles
Authors	Doç.dr.abdullah Eroğlu This is me Doç.dr.şeref Kalaycı This is me Yrd.doç.dr.gültekin Özdemir This is me Yrd.doç.dr.a.cüneyt Çetin
Publication Date	March 1, 2010
Published in Issue	Year 2010 Volume: 15 Issue: 1

Cite

APA	Eroğlu, .D., Kalaycı, D., Özdemir, Y., Çetin, Y. (2010). ORTAKLIĞA DAYALI EV FİNANSMANI MODELİ İÇİN GENELLEŞTİRİLMİŞ FORMÜLLER. Süleyman Demirel Üniversitesi İktisadi Ve İdari Bilimler Fakültesi Dergisi, 15(1), 1-10.