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İslami Mikrofinans: Bir Literatür İncelemesi

Yıl 2022, Cilt: 12 Sayı: 1, 169 - 210, 25.06.2022
https://doi.org/10.31679/adamakademi.1061493

Öz

Bu çalışmanın amacı, İslami mikrofinans ile ilgili yapılan çalışmaların bir dökümünü sunarak İslami mikrofinans literatürünün genel bir resmini ortaya koymaktır. Çalışmada nitel araştırma yaklaşımı benimsenmiş ve veri toplama tekniği olarak doküman incelemesinden faydalanılmıştır. İslami mikrofinans konusunda yapılan akademik çalışmalar Sciencedirect, Google Scholar, EBSCO ve YÖK Ulusal Tez Merkezi veri tabanlarından tespit edilerek içerik analizine tâbi tutulmuştur. Bu çalışmalar konu olarak incelendiğinde altı konu başlığı ön plana çıkmıştır. Bu konular sırasıyla; İslami mikrofinans kuruluşlarının ürün ve hizmetleri, İslami mikrofinans kuruluşları için yeni model önerileri, İslami mikrofinansın yoksulların refahına etkisi, İslami mikrofinans kuruluşlarının performansı, İslami mikrofinans kuruluşlarının paydaşları ve İslami mikrofinans kuruluşlarında risk yönetimidir.

Kaynakça

  • Abbas, K. ve Shirazi, N. (2015). The key players’ perception on the role of Islamic microfinance in poverty alleviation The case of Pakistan. Journal of Islamic Accounting and Business Research, 6(2), 244–267. doi:10.1108/JIABR-06-2013-0017
  • Abdul-Baki, Z. ve Uthman, A. B. (2017). Exploring the “social failures” of Islamic banks: a historical dialectics analysis. Journal of Islamic Accounting and Business Research, 8(3), 250–271. doi:10.1108/JIABR-06-2014-0021
  • Abdullah, M. F., Rabbani, M. R. A. ve Ab Rahman, A. (2017). Is there any difference between islamic and conventional microfinance? Evidence from Bangladesh. International Journal of Business and Society, 18(S1), 97–112.
  • Abdullah, R. ve Ismail, A. G. (2017). Taking stock of the waqf-based Islamic microfinance model. International Journal of Social Economics, 44(8), 1018–1031. doi:10.1108/IJSE-06-2015-0176
  • Adewale, A. A. ve Haron, R. (2017). Democracy and socio-economic inclusion in Nigeria: Reducing the mutual exclusivity through Islamic microfinance. Al-Shajarah, (Special Issue:Islamic banking and Finance), 1–26.
  • Adnan, M. A. ve Ajija, S. R. (2015). The effectiveness of baitul maal wat tamwil in reducing poverty the case of indonesian islamic microfinance institution. Humanomics, 31(2), 160–182. doi:10.1108/H-03-2012-0003
  • Ahmad, A. U. F. ve Ahmad, A. B. R. (2009). Islamic microfinance: the evidence from Australia. Humanomics, 25(3), 217–235. doi:10.1108/08288660910986946
  • Ahmad, S., Lensink, R. ve Mueller, A. (2020). The double bottom line of microfinance: A global comparison between conventional and Islamic microfinance. World Development, 136, 105130. doi:10.1016/j.worlddev.2020.105130
  • Al-Mamun, A., Nurul, M. ve Mazumder, H. (2015). Impact of Microcredit on Income, Poverty and Economic Vulnerability in Peninsular Malaysia. Development in Practice, 25(3), 333–346.
  • Alam, M. M., Hassan, S. ve Said, J. (2015). Performance of Islamic microcredit in perspective of Maqasid Al-Shariah: A case study on Amanah Ikhtiar Malaysia. Humanomics, 31(4), 374–384.
  • Aliyu, S., Yusof, R. M. ve Naiimi, N. (2017). The role of moral transaction mode for sustainability of banking business: A proposed conceptual model for Islamic microfinance banks in Nigeria. International Journal of Social Economics, 44(12), 2238–2256. doi:10.1108/IJSE-07-2016-0205
  • Alkhan, A. M. ve Hassan, M. K. (2021). Does Islamic microfinance serve maqāsid al-shari’a? Borsa Istanbul Review, 21(1), 57–68. doi:10.1016/j.bir.2020.07.002
  • Allah Pitchay, A., Mohd Thas Thaker, M. A., Mydin, A. A., Azhar, Z. ve Abdul Latiff, A. R. (2018). Cooperative-waqf model: a proposal to develop idle waqf lands in Malaysia. ISRA International Journal of Islamic Finance, 10(2), 225–236. doi:10.1108/IJIF-07-2017-0012
  • Amran, A. M., Rahman, R. A., Yusof, S. N. S. ve Mohamed, I. S. (2014). The Current Practice of Islamic Microfinance Institutions’ Accounting Information System via the Implementation of Mobile Banking. Procedia - Social and Behavioral Sciences, 145, 81–87. doi:10.1016/j.sbspro.2014.06.013
  • Bahçe, A. B. ve Gümüş, Ö. (2016). Kamu Maliyesi Açısından İslamiyet’te Yoksulluğun Görünümü ve İslami Mikrofinansın Kullanılabilirliği. Sosyal ve Beşeri Bilimler Dergisi, 8(1), 1–18.
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  • Maulana, H., Razak, D. A. ve Adeyemi, A. A. (2018). Factors influencing behaviour to participate in Islamic microfinance. International Journal of Islamic and Middle Eastern Finance and Management, 11(1), 109–130. doi:10.1108/IMEFM-05-2017-0134
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  • MERAJ, M. (2016). CREDIT COMFORTABILITY AND MICROFINANCE: A FIELD STUDY TO DETERMINE PEOPLES’ PERCEPTION ABOUT CONVENTIONAL AND ISLAMIC MICROFINANCE IN PAKISTAN. TURKISH JOURNAL OF ISLAMIC ECONOMICS, 3(1), 37–61. doi:10.15238/TUJISE.2014.3.1.37-61
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  • Mohd Thas Thaker, M. A., Amin, M. F., Mohd Thas Thaker, H., Khaliq, A. ve Allah Pitchay, A. (2021). Cash waqf model for micro enterprises’ human capital development. ISRA International Journal of Islamic Finance, 13(1), 66–83. doi:10.1108/ijif-08-2018-0091
  • Nasim, A., Widarsono, A. ve Riennovita, E. (2016). The Opportunities and Challenges of Islamic Accounting Learning for Vocational Students and Its Application in Islamic Microfinance Institutions. Advances in Economics, Business and Management Research, 15, 23–30. doi:10.2991/gcbme-16.2016.5
  • Nasution, R. E. F. ve Ahmed, H. (2015). Outreach and Profitability Trade-off: Does Synergy between Islamic Banking and Islamic Microfinance Institutions Matter? Indonesian Capital Market Review, 7(2), 57–73.
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Islamic Microfinance: A Literature Review

Yıl 2022, Cilt: 12 Sayı: 1, 169 - 210, 25.06.2022
https://doi.org/10.31679/adamakademi.1061493

Öz

The aim of this study is to present a general picture of Islamic microfinance literature by listing the studies on Islamic microfinance. A qualitative research approach was adopted in the study, and document analysis was used as a data collection technique. Academic studies on Islamic microfinance were determined from the databases of Sciencedirect, Google Scholar, EBSCO, and CoHE Thesis Center, and subjected to content analysis. Six topics have come to the fore when these studies are examined according to the topics. These topics are the products and services of Islamic microfinance institutions, new model proposals for Islamic microfinance institutions, the impact of Islamic microfinance on the welfare of the poor, the performance of Islamic microfinance institutions, stakeholders of Islamic microfinance institutions, and risk management in Islamic microfinance institutions, respectively.

Kaynakça

  • Abbas, K. ve Shirazi, N. (2015). The key players’ perception on the role of Islamic microfinance in poverty alleviation The case of Pakistan. Journal of Islamic Accounting and Business Research, 6(2), 244–267. doi:10.1108/JIABR-06-2013-0017
  • Abdul-Baki, Z. ve Uthman, A. B. (2017). Exploring the “social failures” of Islamic banks: a historical dialectics analysis. Journal of Islamic Accounting and Business Research, 8(3), 250–271. doi:10.1108/JIABR-06-2014-0021
  • Abdullah, M. F., Rabbani, M. R. A. ve Ab Rahman, A. (2017). Is there any difference between islamic and conventional microfinance? Evidence from Bangladesh. International Journal of Business and Society, 18(S1), 97–112.
  • Abdullah, R. ve Ismail, A. G. (2017). Taking stock of the waqf-based Islamic microfinance model. International Journal of Social Economics, 44(8), 1018–1031. doi:10.1108/IJSE-06-2015-0176
  • Adewale, A. A. ve Haron, R. (2017). Democracy and socio-economic inclusion in Nigeria: Reducing the mutual exclusivity through Islamic microfinance. Al-Shajarah, (Special Issue:Islamic banking and Finance), 1–26.
  • Adnan, M. A. ve Ajija, S. R. (2015). The effectiveness of baitul maal wat tamwil in reducing poverty the case of indonesian islamic microfinance institution. Humanomics, 31(2), 160–182. doi:10.1108/H-03-2012-0003
  • Ahmad, A. U. F. ve Ahmad, A. B. R. (2009). Islamic microfinance: the evidence from Australia. Humanomics, 25(3), 217–235. doi:10.1108/08288660910986946
  • Ahmad, S., Lensink, R. ve Mueller, A. (2020). The double bottom line of microfinance: A global comparison between conventional and Islamic microfinance. World Development, 136, 105130. doi:10.1016/j.worlddev.2020.105130
  • Al-Mamun, A., Nurul, M. ve Mazumder, H. (2015). Impact of Microcredit on Income, Poverty and Economic Vulnerability in Peninsular Malaysia. Development in Practice, 25(3), 333–346.
  • Alam, M. M., Hassan, S. ve Said, J. (2015). Performance of Islamic microcredit in perspective of Maqasid Al-Shariah: A case study on Amanah Ikhtiar Malaysia. Humanomics, 31(4), 374–384.
  • Aliyu, S., Yusof, R. M. ve Naiimi, N. (2017). The role of moral transaction mode for sustainability of banking business: A proposed conceptual model for Islamic microfinance banks in Nigeria. International Journal of Social Economics, 44(12), 2238–2256. doi:10.1108/IJSE-07-2016-0205
  • Alkhan, A. M. ve Hassan, M. K. (2021). Does Islamic microfinance serve maqāsid al-shari’a? Borsa Istanbul Review, 21(1), 57–68. doi:10.1016/j.bir.2020.07.002
  • Allah Pitchay, A., Mohd Thas Thaker, M. A., Mydin, A. A., Azhar, Z. ve Abdul Latiff, A. R. (2018). Cooperative-waqf model: a proposal to develop idle waqf lands in Malaysia. ISRA International Journal of Islamic Finance, 10(2), 225–236. doi:10.1108/IJIF-07-2017-0012
  • Amran, A. M., Rahman, R. A., Yusof, S. N. S. ve Mohamed, I. S. (2014). The Current Practice of Islamic Microfinance Institutions’ Accounting Information System via the Implementation of Mobile Banking. Procedia - Social and Behavioral Sciences, 145, 81–87. doi:10.1016/j.sbspro.2014.06.013
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  • Hassan, M. K., Alshater, M. M., Hasan, R. ve Bhuiyan, A. B. (2021). Islamic microfinance: A bibliometric review. Global Finance Journal, 49(October 2020), 100651. doi:10.1016/j.gfj.2021.100651
  • Hermanto, B. ve Astuti, D. R. (2013). The Impact of Macroeconomic on the Financial Performance of the Microfinance Institutions in Java Island, Indonesia. SSRN Electronic Journal, (2007). doi:10.2139/ssrn.2233203
  • Imai, K. S., Arun, T. ve Annim, S. K. (2010). Microfinance and Household Poverty Reduction: New Evidence from India. World Development, 38(12), 1760–1774. doi:10.1016/j.worlddev.2010.04.006
  • Imai, K. S. ve Azam, M. S. (2012). Does Microfinance Reduce Poverty in Bangladesh? New Evidence from Household Panel Data. The Journal of Development Studies, 48(5), 633–653. doi:10.1080/00220388.2012.661853
  • Islam, Md. Saiful. (2021). Role of Islamic microfinance in women’s empowerment: evidence from Rural Development Scheme of Islami Bank Bangladesh Limited. ISRA International Journal of Islamic Finance, 13(1), 26–45. doi:10.1108/ijif-11-2019-0174
  • Islam, Mohammed Syedul ve Alam, M. W. (2016). Can Islamic Micro-Finance Alleviate Poverty? A Case Study From South-Eastern Bangladesh. İslam Ekonomisi ve Finansı Dergisi, 2, 63–81.
  • Islam, R. ve Ahmad, R. (2020). Applicability of Mudarabah and Musharakah as Islamic Micro-equity Finance to Underprivileged Women in Malaysia. European Journal of Development Research, 32(1), 176–197. doi:10.1057/s41287-019-00225-3
  • Kachkar, O. A. (2017). Towards the establishment of cash waqf microfinance fund for refugees. ISRA International Journal of Islamic Finance, 9(1), 81–86. doi:10.1108/IJIF-07-2017-007
  • Kaleem, A. ve Ahmed, S. (2010). The quran and poverty alleviation: A theoretical model for charity-based islamic microfinance institutions (MFIS). Nonprofit and Voluntary Sector Quarterly, 39(3), 409–428. doi:10.1177/0899764009332466
  • Kamaluddin, A., Kassim, N., Alam, M. M. ve Samah, S. A. A. (2018). Human capital accountability and construct: Evidence from Islamic microfinance institutions in Malaysia. Global Journal Al-Thaqafah, 2018(January), 117–130. doi:10.7187/gjatsi2018-08
  • Kazemian, S., Rahman, R. A., Sanusi, Z. M. ve Ibrahim, Z. (2015). Structure of Marketing Program for Islamic Microfinance Institutions. H. G. Djajadikerta ve Z. Zhang (Ed.), A New Paradigm for International Business içinde (ss. 309–323). Singapore: Springer Proceedings in Business and Economics. Springer. doi:10.1007/978-981-287-499-3
  • Manan, S. K. A. ve Shafiai, M. H. B. M. (2015). Risk Management of Islamic Microfinance (IMF) Product by Financial Institutions in Malaysia. Procedia Economics and Finance, 31(15), 83–90. doi:10.1016/s2212-5671(15)01134-x
  • Mande, B. (2014). Appraising Shariah Committee Operations in Microfinance Firms: PLS Approach. Procedia - Social and Behavioral Sciences, 164, 583–590. doi:10.1016/j.sbspro.2014.11.150
  • Mansori, S., Safari, M. ve Mohd Ismail, Z. M. (2020). An analysis of the religious, social factors and income’s influence on the decision making in Islamic microfinance schemes. Journal of Islamic Accounting and Business Research, 11(2), 361–376. doi:10.1108/JIABR-03-2016-0035
  • Maulana, H., Razak, D. A. ve Adeyemi, A. A. (2018). Factors influencing behaviour to participate in Islamic microfinance. International Journal of Islamic and Middle Eastern Finance and Management, 11(1), 109–130. doi:10.1108/IMEFM-05-2017-0134
  • Md Zabri, M. Z. ve Mohammed, M. O. (2018). Qualitative validation of a financially affordable Islamic home financing model. ISRA International Journal of Islamic Finance, 10(2), 143–161. doi:10.1108/IJIF-08-2017-0023
  • MERAJ, M. (2016). CREDIT COMFORTABILITY AND MICROFINANCE: A FIELD STUDY TO DETERMINE PEOPLES’ PERCEPTION ABOUT CONVENTIONAL AND ISLAMIC MICROFINANCE IN PAKISTAN. TURKISH JOURNAL OF ISLAMIC ECONOMICS, 3(1), 37–61. doi:10.15238/TUJISE.2014.3.1.37-61
  • Mohamed Aslam Haneef, Pramanik, A. H., Mohammed, M. O., Amin, M. F. Bin ve Muhammad, A. D. (2015). Integration of Waqf-Islamic Microfinance Model for poverty reduction: the case of Bangladesh. International Journal of Islamic and Middle Eastern Finance and Management, 8(2), 1–36.
  • Mohd Thas Thaker, M. A., Amin, M. F., Mohd Thas Thaker, H., Khaliq, A. ve Allah Pitchay, A. (2021). Cash waqf model for micro enterprises’ human capital development. ISRA International Journal of Islamic Finance, 13(1), 66–83. doi:10.1108/ijif-08-2018-0091
  • Nasim, A., Widarsono, A. ve Riennovita, E. (2016). The Opportunities and Challenges of Islamic Accounting Learning for Vocational Students and Its Application in Islamic Microfinance Institutions. Advances in Economics, Business and Management Research, 15, 23–30. doi:10.2991/gcbme-16.2016.5
  • Nasution, R. E. F. ve Ahmed, H. (2015). Outreach and Profitability Trade-off: Does Synergy between Islamic Banking and Islamic Microfinance Institutions Matter? Indonesian Capital Market Review, 7(2), 57–73.
  • Obaidullah, M. (2008). Introduction to Islamic Microfinance. International Institute of Islamic Business and Finance.
  • Obaidullah, M. (2015). Enhancing food security with Islamic microfinance: Insights from some recent experiments. Agricultural Finance Review, 75(2), 142–168. doi:10.1108/AFR-11-2014-0033
  • Obaidullah, M. ve Khan, T. (2008). Islamic Microfinance Development: Challenges and Initiatives. Policy Dialogue Paper No. 2. Cidde: Islamic Development Bank, Islamic Research and Training Institute. doi:10.2139/ssrn.1506073
  • Othman, M. B. (2015). Role of Women in Achieving Shared Prosperity: An Impact Study of Islamic Microfinance in Malaysia. Procedia - Social and Behavioral Sciences, 211(September), 1043–1048. doi:10.1016/j.sbspro.2015.11.139
  • Özdemir, M. (2018). Türkiye’de İslami Mikrofinans Üzerine Uygulanabilir Model Önerileri. Sakarya.
  • Özdemir, M. (2019). Katılım Bankaları ve İslami Mikrofinans: Türkiye’deki Mevcut Durum ve Öneriler. BDDK Bankacılık ve Finansal Piyasalar, 13(2), 121–160.
  • Özdemir, M. ve Savaşan, F. (2017). Katılım Bankaları İçin Bir İslami Mikrofinans Programı Örneği: Bangladeş İslam Bankası Kırsal Kalkınma Programı. AİBÜ Sosyal Bilimler Enstitüsü Dergisi, 17(3), 23–47. http://sbedergi.ibu.edu.tr/index.php/sbedergi/article/view/1763/1445 adresinden erişildi.
  • Parlakkaya, R. ve Çürük, S. A. (2015). Bir Yoksullukla Mücadele Aracı Olarak İslami Mikrofinans ve Türkiye’de Uygulanabilirliği. International Journal of Islamic Economics and Finance Studies, 1(2). http://www.academia.edu/download/42591125/Bir_Yoksullukla_Mucadele_Araci_Olarak_Islami_Mikrofinans_ve_Turkiyede_Uygulanabilirligi.pdf adresinden erişildi.
  • Pitt, M. M. ve Khandker, S. R. (1998). The Impact of Group‐Based Credit Programs on Poor Households in Bangladesh: Does the Gender of Participants Matter? Journal of Political Economy, 106(5), 958–996.
  • Pratama, B. C., Wibowo, H. ve Inayati, N. I. (2018). Is the Degree of Competition Weaken the Impact of Growth Towards Net-Profit-and-Loss Sharing Margin?: Study of Indonesian Islamic Microfinance Institutions. Advanced Science Letters, 24(1), 133–137. doi:10.1166/asl.2018.11939
  • Raditya, S. ve Taqwa, K. Z. (2015). Developing Programs Based on Maqasid Sharia By Islamic Microfinance Institution To Support Financial Inclusion. Proceedings of INTCESS15- 2nd International Conference on Education and Social Sciences, (February), 919–924.
  • Rahman, S., Rafiq, R. B. ve Momen, M. A. (2009). Impact Of Microcredit Programs On Higher Income Borrowers: Evidence From Bangladesh. International Business & Economics Research Journal (IBER), 8(2). doi:https://doi.org/10.19030/iber.v8i2.3109
  • Rana, M. S., Ismail, M. N. ve Ismail, I. (2016). Islamic microfinance in Palestine: Challenges and Prospects (ss. 1–18). doi:10.1246/cl.2000.308 Rashid, A. G. ve Ejaz, L. (2019). Interest free micro credit loans: Pakistani female entrepreneurs. Journal of Islamic Marketing, 10(3), 860–873. doi:10.1108/JIMA-04-2018-0071
  • Rohman, P. S., Fianto, B. A., Ali Shah, S. A., Kayani, U. N., Suprayogi, N. ve Supriani, I. (2021). A review on literature of Islamic microfinance from 2010-2020: lesson for practitioners and future directions. Heliyon. doi:10.1016/j.heliyon.2021.e08549
  • Rozzani, N., Mohamed, I. S. ve Syed Yusuf, S. N. (2017). Risk management process: Profiling of islamic microfinance providers. Research in International Business and Finance, 41(April), 20–27. doi:10.1016/j.ribaf.2017.04.009
  • Rozzani, N., Mohamed, I. S. ve Yusuf, S. N. S. (2016). Technology for Islamic microfinance’s disbursement and repayment system. International Journal of Social Economics, 43(12), 1271–1283. doi:10.1108/IJSE-05-2015-0115
  • Rozzani, N., Rahman, R. A., Mohamed, I. S. ve Yusuf, S. N. S. (2015). Development of Community Currency for Islamic Microfinance. Procedia Economics and Finance, 31, 803–812. doi:10.1016/S2212-5671(15)01170-3
  • Sabi, M. (2016). Awareness and perceptions of Islamic microfinance among microfinance clients in Kyrgyzstan and Tajikistan. Central Asian Survey, 35(1), 26–37. doi:10.1080/02634937.2016.1147214
  • Santoso, B. ve Ahmad, K. (2016). Islamic microfinance branchless banking model in Indonesia. Intellectual Discourse, 24, 409–433.
  • Sezgin, S. Y. ve Şahin, Ö. N. (2016). Fakirlikle Mücadele İçin İslami Finans. Sosyal Bilimler Dergisi, 195–204.
  • Shafi M.K., M. ve Reddy, M. R. (2019). Viability and practices of interest-free microfinance in the state of Kerala: An analytical study based on customers’ perceptions: Interest-free microfinance in the state of Kerala. IIMB Management Review, 31(4), 350–367. doi:10.1016/j.iimb.2019.07.006
  • Shaikh, S. A., Ismail, A. G. ve Mohd Shafiai, M. H. (2017). Application of waqf for social and development finance. ISRA International Journal of Islamic Finance, 9(1), 5–14. doi:10.1108/IJIF-07-2017-002
  • Sulayman, H. I. (2015). Growth and Sustainability of Islamic Finance Practice in the Financial System of Tanzania: Challenges and Prospects. Procedia Economics and Finance, 31(15), 361–366. doi:10.1016/s2212-5671(15)01210-1
  • Sutanto, H. (2016). Competitive Strategy Based on Transformation and Dynamic Capabilities in Resulting Business Performance of Islamic Microfinance Institutions. International Conference of Integrated Microfinance Management (IMM-16) içinde . Atlantis Press. doi:10.2991/imm-16.2016.9
  • Thaker, M. A. B. M. T. ve Thaker, H. B. M. T. (2016). ADOPTING ZERO INTEREST FINANCING MODEL (ZIFM) IN ISLAMIC MICROFINANCE INSTITUTIONS: THE CASE OF SHARIAH PEOPLE CREDIT BANK (BPRS), INDONESIA. SHS Web of Conferences, (23). doi:10.1051/
  • Tokmakçıoğlu, K. (2017). Mikrokredinin Yaygınlaştırılmasına Yönelik İslami Mikrofinans Ürünlerinin Geliştirilmesi. İslam Ekonomisi ve Finansı Dergisi (İEFD), 3(2), 117–136.
  • Tubastuvi, N. (2018). An Analytical Network Process Approach for Strategy Priority in Islamic Microfinance, 231(Amca), 372–375. doi:10.2991/amca-18.2018.102
  • Uddin, A. H. M. E. (2017). A New Dimension of Islamic Microfinance Revolution in Bangladesh: A Case Study of RDS. Journal of Turkish Social Sciences Research, 2(2). https://dergipark.org.tr/en/download/article-file/354787 adresinden erişildi.
  • Ülev, S. (2021). İSLAMİ MİKROFİNANS PROGRAMLARININ ETKİNLİĞİ: İKSAR KARZ-I HASEN ÖRNEĞİ. Sakarya Üniversitesi. Wahyudi, I. (2015). Realizing knowledge sharing in strategic alliance: Case in Islamic microfinance. Humanomics, 31(3), 260–271. doi:10.1108/H-10-2013-0067
  • Wediawati, B. ve Setiawati, R. (2016). Spiritual Intermediation in Islamic Microfinance: Evidence from Indonesia. International Conference of Integrated Microfinance Management (IMM-16) Spiritual içinde . doi:10.2991/imm-16.2016.24
  • Woutersen, T. ve Khandker, S. R. (2014). Estimating the Long-Run Impact of Microcredit Programs on Household Income and Net Worth. POLICY RESEARCH WORKING PAPERS. doi:https://doi.org/10.1596/1813-9450-7040
  • Wulandari, P. (2019). Enhancing the role of Baitul Maal in giving Qardhul Hassan financing to the poor at the bottom of the economic pyramid: Case study of Baitul Maal wa Tamwil in Indonesia. Journal of Islamic Accounting and Business Research, 10(3), 382–391. doi:10.1108/JIABR-01-2017-0005
  • Wulandari, P., Kassim, S., Adhi Kasari Sulung, L. ve Iwani Surya Putri, N. (2016). Unique aspects of the Islamic microfinance financing process: Experience of Baitul Maal Wa Tamwil in Indonesia. Humanomics, 32(3), 230–247. doi:10.1108/H-09-2014-0062
  • Yaumidin, U., Suhodo, D. S., Yuniarti, P. I. ve Hidayatina, A. (2017). Financial Inclusion for Women: Impact Evaluation on Islamic Microfinance to Women’s Empowerment in Indonesia. M. Zulkhibri ve A. G. Ismail (Ed.), Financial Inclusion and Poverty Alleviation içinde . Palgrave Macmillan, Cham. doi:10.1007/978-3-319-69799-4
  • Zauro, N. A., Saad, R. A. J., Ahmi, A. ve Mohd Hussin, M. Y. (2020). Integration of Waqf towards enhancing financial inclusion and socio-economic justice in Nigeria. International Journal of Ethics and Systems, 36(4), 491–505. doi:10.1108/IJOES-04-2020-0054
Toplam 83 adet kaynakça vardır.

Ayrıntılar

Birincil Dil Türkçe
Bölüm Makaleler
Yazarlar

Salih Ülev 0000-0002-0653-6821

Yayımlanma Tarihi 25 Haziran 2022
Gönderilme Tarihi 22 Ocak 2022
Yayımlandığı Sayı Yıl 2022 Cilt: 12 Sayı: 1

Kaynak Göster

APA Ülev, S. (2022). İslami Mikrofinans: Bir Literatür İncelemesi. Adam Academy Journal of Social Sciences, 12(1), 169-210. https://doi.org/10.31679/adamakademi.1061493

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