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Ticari Bankaların Etkinliklerinin VZA ve Malmquist TFV Endeksi ile İncelenmesi

Cilt: 34 Sayı: 4 23 Ekim 2020
Faruk Şahin *, Dilek Özdemir
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Atatürk Üniversitesi İktisadi ve İdari Bilimler Dergisi Kapak Atatürk Üniversitesi İktisadi ve İdari Bilimler Dergisi
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Abstract

The aim of this study is to analyze the efficiency and productivity of commercial banks operating in Turkey. For this purpose, the efficiency and productivity of 23 commercial banks operating in Turkey, whose continuous data of the years 2005-2018 were reached, have been analyzed through DEA and Malmquist Total Factor Productivity Analysis. In the analysis, the number of branches, number of personnel, non-interest and interest expenses were used as input, while non-interest and interest income were used as output. Looking at the efficiency results in general, banks with foreign capital are more effective than other bank groups. The banks with the highest level of efficiency from foreign banks are banks with low asset size, but they are the ones that use the specified inputs more efficiently and obtain more efficient output compared to other banks. As a result of the 2008 crisis, there has been a decrease in efficiency rates as a sector. Considering the results of 2019 compared to 2018, approximately 61% of the banks included in the analysis (14 out of 23 banks) increased their activities.. Moreover, there was no decline in technological efficiency in any bank group. In technological efficiency, public capital banks are in the background compared to foreign capital and private capital banks. According to the Change in Total Factor productivity, no decline is observed from the banks analyzed in the analysis. The highest progress per bank group belongs to Foreign Capital Deposit Banks

Keywords

Commercial Banking , Efficiency in Banks , Productivity , Data Envelopment Analysis , Malmquist TFP Index

Kaynakça

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  2. Ada, A. A. ve Dalkılıç, N. (2014), "Efficiency Analysis in Islamic Banks: A Study for Malaysia and Turkey", BDDK Bankacılık ve Finansal Piyasalar, 8(1), 9-33
  3. Akyüz, Y., Yıldız, F. ve Kaya, Z., (2013) "Veri Zarflama Analizi (VZA) ve Malmquist Endeksi İle Toplam Faktör Verimlilik Ölçümü: BIST'te İşlem Gören Mevduat Bankaları Üzerine Bir Uygulama", Atatürk Üniversitesi İktisadi ve İdari Bilimler Dergisi, 27(4), 110-130.
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Ayrıntılar

Birincil Dil

Türkçe

Konular

-

Bölüm

Araştırma Makalesi

Yazarlar

Yayımlanma Tarihi

23 Ekim 2020

Gönderilme Tarihi

29 Temmuz 2020

Kabul Tarihi

19 Ekim 2020

Yayımlandığı Sayı

Yıl 1970 Cilt: 34 Sayı: 4

DOI

https://doi.org/10.16951/atauniiibd.775609

IZ

https://izlik.org/JA67TK74GM

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