Araştırma Makalesi
BibTex RIS Kaynak Göster

Some Factors Affecting Bank Managers’ Risk Perception

Yıl 2001, Cilt: 19 Sayı: 2, 39 - 56, 31.12.2001

Öz


 





This study investigates the issue of whether
some demographic factors and institutional characteristics affect the risk
taking resiliency of bank managers. Our findings indicate that,  for the representative group of bank managers
and assistant managers in Ankara – Turkey, the factors such as the sector of
the bank, age and the years of experience in banking affect the bank managers’
tendency towards taking risk. The results reveal that managers who are working
in the private banks, are younger and have less banking experience are more
willing to take risks.

Kaynakça

  • Basu, S. (1977), “Investment Performance of Common Stocks in Relation to their Price Earning Ratios: A test of the Efficient Market Hypothesis”. Journal of Finance (June): 663-682
  • Bethel, S.M. (1999). Learn to be a Risk Taker. http://www.findarticles.com/cf_0/ m0BGE
  • Blume, N.W., (1971),“On the Assessment of Risk.” Journal of Finance (March): 1-10
  • Brown, R.A. ve C.H. Green. (1981), “Threats to health or safety: Perceived risk and willingness to pay”. Social Science and Medicine 15C (2): 67-75
  • Brush, G.M.ve R.D. Hisrich. (1985),” The Woman Entrepreneur”.Lexington Books
  • Doderline, J.M. (1983),“Understanding risk management”. Risk Analysis 3: 17- 21
  • Farelly, G.E., R.K. Kenneth ve W.R. Reichenstein (1985), “Perceived Risk, Market Risk, and Accounting Determined Risk Measures”. The Accounting Review 2: 278 -288
  • Frenkel, M., U. Hommel ve M. Rudolf (2000), “Risk Management; Challenge and Opportunity”. Springer, 1st. ed.
  • Gaba, A. ve W.K.Viscusi (1998), “Differences in Subjective Risk Thresholds: Worker Groups as an Example”. Management Science 6: 801 - 811 Garner,S.J. (1986),”Perceived Risk and Information Sources in Services Purchasing.” Mid-Atlantic Journal of Business. 24 :49 - 58
  • Glendon, A.I. (1979), “Accident prevention and safety, whose responsibility?” Occupational Health 31 (1): 31 – 37
  • Grewal, D. J. Gotlieb ve H. Marmorstein.(1994),”The Moderating Effects of Message Framing and Source Credibility on the Price-perceived Risk Relationship.” Journal of Consumer Research. 21: 145 - 153
  • Hisrich, D.R. ve M. Peters. (1988), “Entrepreneurship”, Irwin McGraw-Hill, 4th ed.
  • Johnson, E.J. ve A. Tversky. (1984), “Representations of perception of Risk”. Journal of Experimental Psycology: General 113: 55 -70
  • Litea, D., D.D., Lanning ve N.C. Rasmussen (1983), “The Public Perception of Risk.” in Covello, V.T., W.G.,Flamm, J.V. Rodricks, ve R.B.,Tradiff. (1985),” The Analysis of Actual Versus Perceived Risks”. London: Plenum Press. 213-224
  • Lopes, L.L. (1983), “Some thoughts on the psychological concept of Risk.” Journal of Experimental Psychology: Human Perception and Performance, 9:137– 144
  • McDonald, J.G. ve R.E. Stehle.(1975), “How Do Institutional Investors Perceive Risk?.” Journal of Portfolio Mnagement. (Fall) :11-16
  • Myers,R.J., D.H. Henderson – King ve E.I. Henderson – King. (1997), “Facing Technological Risks: The Importance of Individual Differences”. Journal of Research in Personality 31: 1 - 20
  • Slovic, P. (1964), “Assessment of risk taking behavior”. Psychological Bulletin 61: 330-333
  • Tickell,A. (1996), “Making a melodrama out of a crisis: Reinterpreting the collapse of Barings Bank”. Environment and Planning D: Society and Space 14: 5 - 33
  • Weber, E.U. ve C. Hsee. (1998), “Cross-cultural Differences in Risk Perception, but Cross-cultural Similarities in Attitudes Towards Perceived Risk”. Management Science 44: 1205 – 1217
  • Tversky, A. ve D. Kahneman (1973), “Availability: A heuristic for judging frequency and probability”. Cognitive Psychology 10: 34 -52

BANKA YÖNETİCİLERİNİN RİSK ALGISINI ETKİLEYEN FAKTÖRLER

Yıl 2001, Cilt: 19 Sayı: 2, 39 - 56, 31.12.2001

Öz

Bu çalışma, bazı demografik faktörler ile
kurumsal özelliklerin banka yöneticilerinin risk alma eğilimini etkileyip
etkilemediğini belirlemeye yöneliktir. Ankara’daki bankalarda görevli müdür ve
müdür yardımcıları açısından bakıldığında; çalışmaya katılan yöneticilerin
yaşlarının, bankacılık sektöründeki deneyimlerinin ve çalıştıkları banka
sektörünün, risk alma eğilimlerini etkilediği belirlenmiştir. Elde edilen
sonuçlara göre, bankacılık sektöründeki deneyimi kısa olan, genç ve özel
bankalarda yönetici konumunda olanlar risk almaya diğer yöneticilerden daha
eğilimli görünmektedirler.

Kaynakça

  • Basu, S. (1977), “Investment Performance of Common Stocks in Relation to their Price Earning Ratios: A test of the Efficient Market Hypothesis”. Journal of Finance (June): 663-682
  • Bethel, S.M. (1999). Learn to be a Risk Taker. http://www.findarticles.com/cf_0/ m0BGE
  • Blume, N.W., (1971),“On the Assessment of Risk.” Journal of Finance (March): 1-10
  • Brown, R.A. ve C.H. Green. (1981), “Threats to health or safety: Perceived risk and willingness to pay”. Social Science and Medicine 15C (2): 67-75
  • Brush, G.M.ve R.D. Hisrich. (1985),” The Woman Entrepreneur”.Lexington Books
  • Doderline, J.M. (1983),“Understanding risk management”. Risk Analysis 3: 17- 21
  • Farelly, G.E., R.K. Kenneth ve W.R. Reichenstein (1985), “Perceived Risk, Market Risk, and Accounting Determined Risk Measures”. The Accounting Review 2: 278 -288
  • Frenkel, M., U. Hommel ve M. Rudolf (2000), “Risk Management; Challenge and Opportunity”. Springer, 1st. ed.
  • Gaba, A. ve W.K.Viscusi (1998), “Differences in Subjective Risk Thresholds: Worker Groups as an Example”. Management Science 6: 801 - 811 Garner,S.J. (1986),”Perceived Risk and Information Sources in Services Purchasing.” Mid-Atlantic Journal of Business. 24 :49 - 58
  • Glendon, A.I. (1979), “Accident prevention and safety, whose responsibility?” Occupational Health 31 (1): 31 – 37
  • Grewal, D. J. Gotlieb ve H. Marmorstein.(1994),”The Moderating Effects of Message Framing and Source Credibility on the Price-perceived Risk Relationship.” Journal of Consumer Research. 21: 145 - 153
  • Hisrich, D.R. ve M. Peters. (1988), “Entrepreneurship”, Irwin McGraw-Hill, 4th ed.
  • Johnson, E.J. ve A. Tversky. (1984), “Representations of perception of Risk”. Journal of Experimental Psycology: General 113: 55 -70
  • Litea, D., D.D., Lanning ve N.C. Rasmussen (1983), “The Public Perception of Risk.” in Covello, V.T., W.G.,Flamm, J.V. Rodricks, ve R.B.,Tradiff. (1985),” The Analysis of Actual Versus Perceived Risks”. London: Plenum Press. 213-224
  • Lopes, L.L. (1983), “Some thoughts on the psychological concept of Risk.” Journal of Experimental Psychology: Human Perception and Performance, 9:137– 144
  • McDonald, J.G. ve R.E. Stehle.(1975), “How Do Institutional Investors Perceive Risk?.” Journal of Portfolio Mnagement. (Fall) :11-16
  • Myers,R.J., D.H. Henderson – King ve E.I. Henderson – King. (1997), “Facing Technological Risks: The Importance of Individual Differences”. Journal of Research in Personality 31: 1 - 20
  • Slovic, P. (1964), “Assessment of risk taking behavior”. Psychological Bulletin 61: 330-333
  • Tickell,A. (1996), “Making a melodrama out of a crisis: Reinterpreting the collapse of Barings Bank”. Environment and Planning D: Society and Space 14: 5 - 33
  • Weber, E.U. ve C. Hsee. (1998), “Cross-cultural Differences in Risk Perception, but Cross-cultural Similarities in Attitudes Towards Perceived Risk”. Management Science 44: 1205 – 1217
  • Tversky, A. ve D. Kahneman (1973), “Availability: A heuristic for judging frequency and probability”. Cognitive Psychology 10: 34 -52
Toplam 21 adet kaynakça vardır.

Ayrıntılar

Bölüm Hacettepe Üniversitesi İktisadi ve İdari Bilimler Fakültesi Dergisi
Yazarlar

Azize Ergeneli

Yayımlanma Tarihi 31 Aralık 2001
Gönderilme Tarihi 1 Ocak 2001
Yayımlandığı Sayı Yıl 2001 Cilt: 19 Sayı: 2

Kaynak Göster

APA Ergeneli, A. (2001). BANKA YÖNETİCİLERİNİN RİSK ALGISINI ETKİLEYEN FAKTÖRLER. Hacettepe Üniversitesi İktisadi Ve İdari Bilimler Fakültesi Dergisi, 19(2), 39-56.
AMA Ergeneli A. BANKA YÖNETİCİLERİNİN RİSK ALGISINI ETKİLEYEN FAKTÖRLER. Hacettepe Üniversitesi İktisadi ve İdari Bilimler Fakültesi Dergisi. Aralık 2001;19(2):39-56.
Chicago Ergeneli, Azize. “BANKA YÖNETİCİLERİNİN RİSK ALGISINI ETKİLEYEN FAKTÖRLER”. Hacettepe Üniversitesi İktisadi Ve İdari Bilimler Fakültesi Dergisi 19, sy. 2 (Aralık 2001): 39-56.
EndNote Ergeneli A (01 Aralık 2001) BANKA YÖNETİCİLERİNİN RİSK ALGISINI ETKİLEYEN FAKTÖRLER. Hacettepe Üniversitesi İktisadi ve İdari Bilimler Fakültesi Dergisi 19 2 39–56.
IEEE A. Ergeneli, “BANKA YÖNETİCİLERİNİN RİSK ALGISINI ETKİLEYEN FAKTÖRLER”, Hacettepe Üniversitesi İktisadi ve İdari Bilimler Fakültesi Dergisi, c. 19, sy. 2, ss. 39–56, 2001.
ISNAD Ergeneli, Azize. “BANKA YÖNETİCİLERİNİN RİSK ALGISINI ETKİLEYEN FAKTÖRLER”. Hacettepe Üniversitesi İktisadi ve İdari Bilimler Fakültesi Dergisi 19/2 (Aralık 2001), 39-56.
JAMA Ergeneli A. BANKA YÖNETİCİLERİNİN RİSK ALGISINI ETKİLEYEN FAKTÖRLER. Hacettepe Üniversitesi İktisadi ve İdari Bilimler Fakültesi Dergisi. 2001;19:39–56.
MLA Ergeneli, Azize. “BANKA YÖNETİCİLERİNİN RİSK ALGISINI ETKİLEYEN FAKTÖRLER”. Hacettepe Üniversitesi İktisadi Ve İdari Bilimler Fakültesi Dergisi, c. 19, sy. 2, 2001, ss. 39-56.
Vancouver Ergeneli A. BANKA YÖNETİCİLERİNİN RİSK ALGISINI ETKİLEYEN FAKTÖRLER. Hacettepe Üniversitesi İktisadi ve İdari Bilimler Fakültesi Dergisi. 2001;19(2):39-56.

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