EN
Role of Bank Specific, Macroeconomic and Risk Determinants of Banks Profitability: Empirical Evidence from Ghana’s Rural Banking Industry.
Abstract
This paper analyzes bank specific, macroeconomic and some risk determinants of bank profitability of Rural and Community Banks (RCBs) in Ghana. Fixed effect panel regression analysis is applied on 114 RCBs annual financial reports during the period 2005-2013. The results generally suggests that capital adequacy, asset quality, liquidity management, investment, gross domestic product growth rate, inflation, funding risk and bank resilience risk are significant determinants of RCBs profitability though with varying degrees. Whereas management efficiency, and bank size cannot be considered as positive contributors to RCBs profitability. The study also indicates that continuous profitability performance of RCBs can curtail shortfall in funding risk and enhance RCBs stability.
Keywords
Ayrıntılar
Birincil Dil
İngilizce
Konular
-
Bölüm
-
Yayımlanma Tarihi
1 Nisan 2016
Gönderilme Tarihi
1 Nisan 2016
Kabul Tarihi
-
Yayımlandığı Sayı
Yıl 2016 Cilt: 6 Sayı: 2
APA
Boadi, E. K., Li, Y., & Lartey, V. C. (2016). Role of Bank Specific, Macroeconomic and Risk Determinants of Banks Profitability: Empirical Evidence from Ghana’s Rural Banking Industry. International Journal of Economics and Financial Issues, 6(2), 813-823. https://izlik.org/JA79YX43EA
AMA
1.Boadi EK, Li Y, Lartey VC. Role of Bank Specific, Macroeconomic and Risk Determinants of Banks Profitability: Empirical Evidence from Ghana’s Rural Banking Industry. IJEFI. 2016;6(2):813-823. https://izlik.org/JA79YX43EA
Chicago
Boadi, Eric Kofi, Yao Li, ve Victor Curtis Lartey. 2016. “Role of Bank Specific, Macroeconomic and Risk Determinants of Banks Profitability: Empirical Evidence from Ghana’s Rural Banking Industry”. International Journal of Economics and Financial Issues 6 (2): 813-23. https://izlik.org/JA79YX43EA.
EndNote
Boadi EK, Li Y, Lartey VC (01 Nisan 2016) Role of Bank Specific, Macroeconomic and Risk Determinants of Banks Profitability: Empirical Evidence from Ghana’s Rural Banking Industry. International Journal of Economics and Financial Issues 6 2 813–823.
IEEE
[1]E. K. Boadi, Y. Li, ve V. C. Lartey, “Role of Bank Specific, Macroeconomic and Risk Determinants of Banks Profitability: Empirical Evidence from Ghana’s Rural Banking Industry”., IJEFI, c. 6, sy 2, ss. 813–823, Nis. 2016, [çevrimiçi]. Erişim adresi: https://izlik.org/JA79YX43EA
ISNAD
Boadi, Eric Kofi - Li, Yao - Lartey, Victor Curtis. “Role of Bank Specific, Macroeconomic and Risk Determinants of Banks Profitability: Empirical Evidence from Ghana’s Rural Banking Industry”. International Journal of Economics and Financial Issues 6/2 (01 Nisan 2016): 813-823. https://izlik.org/JA79YX43EA.
JAMA
1.Boadi EK, Li Y, Lartey VC. Role of Bank Specific, Macroeconomic and Risk Determinants of Banks Profitability: Empirical Evidence from Ghana’s Rural Banking Industry. IJEFI. 2016;6:813–823.
MLA
Boadi, Eric Kofi, vd. “Role of Bank Specific, Macroeconomic and Risk Determinants of Banks Profitability: Empirical Evidence from Ghana’s Rural Banking Industry”. International Journal of Economics and Financial Issues, c. 6, sy 2, Nisan 2016, ss. 813-2, https://izlik.org/JA79YX43EA.
Vancouver
1.Eric Kofi Boadi, Yao Li, Victor Curtis Lartey. Role of Bank Specific, Macroeconomic and Risk Determinants of Banks Profitability: Empirical Evidence from Ghana’s Rural Banking Industry. IJEFI [Internet]. 01 Nisan 2016;6(2):813-2. Erişim adresi: https://izlik.org/JA79YX43EA