Exploring the Nexus Between Financial Literacy and Women's Economic Empowerment: A Bibliometric Analysis

Yıl 2025, Cilt: 17 Sayı: 32, 195 - 218, 30.05.2025

Muhammed Mustafa Tuncer Çalışkan

https://doi.org/10.20990/kilisiibfakademik.1626628

Öz

Purpose: This study aims to explore the intersection of financial literacy and women’s economic empowerment through a bibliometric analysis. It seeks to identify research trends, thematic priorities, and geographical distribution while addressing gaps in the existing literature.
Design/Methodology: The study employs bibliometric analysis using data sourced from the Web of Science database. Tools such as Bibliometrix and Biblioshiny were utilized to analyze 123 academic articles published between 2009 and 2024. Key metrics include keyword analysis, collaboration networks, and thematic clusters.
Findings: The analysis reveals significant growth in research on financial literacy and women’s economic empowerment, particularly after 2020. Themes such as financial inclusion, digital banking, and gender equality are dominant. However, geographical disparities persist, with limited representation from regions like South America and the Middle East. Turkey’s minimal contribution highlights a need for more focused research and policy initiatives.
Limitations: The study is limited to data obtained from the Web of Science database, which may exclude relevant studies from other sources. Additionally, the analysis focuses on academic literature, potentially overlooking practical insights from industry or policy reports.
Originality/Value: By synthesizing current trends and identifying research gaps, this study provides a roadmap for future research and policy-making. It underscores the transformative potential of financial literacy as a tool for gender equality and economic development, particularly in underrepresented regions.

Anahtar Kelimeler

Financial Literacy , Women's Economic Empowerment , Gender Equality , Digital Financial Services , Bibliometric Analysis

Finansal Okuryazarlık ile Kadınların Ekonomik Güçlenmesi Arasındaki İlişkinin İncelenmesi: Bibliyometrik Bir Analiz

Öz

Amaç: Bu çalışma, finansal okuryazarlık ile kadınların ekonomik güçlenmesi arasındaki ilişkiyi bibliyometrik bir analiz yoluyla keşfetmeyi amaçlamaktadır. Araştırma trendlerini, tematik öncelikleri ve coğrafi dağılımı belirlemeyi ve mevcut literatürdeki boşlukları ele almayı hedeflemektedir.
Tasarım/Yöntem: Çalışma, Web of Science veri tabanından elde edilen veriler kullanılarak bibliyometrik analiz yöntemini uygulamaktadır. Bibliometrix ve Biblioshiny gibi araçlar kullanılarak, 2009-2024 yılları arasında yayımlanan 123 akademik makale analiz edilmiştir. Anahtar metrikler arasında anahtar kelime analizi, iş birliği ağları ve tematik kümeler bulunmaktadır.
Bulgular: Analiz, özellikle 2020 sonrası dönemde, finansal okuryazarlık ve kadınların ekonomik güçlenmesi üzerine yapılan araştırmalarda önemli bir artış olduğunu ortaya koymaktadır. Finansal kapsayıcılık, dijital bankacılık ve toplumsal cinsiyet eşitliği gibi temalar baskın olarak öne çıkmaktadır. Ancak, Güney Amerika ve Orta Doğu gibi bölgelerde coğrafi eşitsizliklerin sürdüğü görülmektedir. Türkiye'nin literatüre sınırlı katkısı, daha odaklı araştırma ve politika girişimlerine ihtiyaç olduğunu göstermektedir.
Sınırlılıklar: Çalışma, yalnızca Web of Science veri tabanından elde edilen verilerle sınırlıdır ve diğer kaynaklardan gelebilecek ilgili çalışmaları dışarıda bırakabilir. Ayrıca, analiz yalnızca akademik literatüre odaklanmış olup, sektör veya politika raporlarından pratik içgörüler göz ardı edilebilir.
Özgünlük/Değer: Mevcut trendleri sentezleyerek ve araştırma boşluklarını belirleyerek, bu çalışma gelecekteki araştırmalar ve politika geliştirme süreçleri için bir yol haritası sunmaktadır. Finansal okuryazarlığın, toplumsal cinsiyet eşitliği ve ekonomik kalkınma için dönüştürücü bir araç olarak potansiyelini vurgulamaktadır, özellikle temsil edilmeyen bölgelerde.

Anahtar Kelimeler

Finansal Okuryazarlık , Kadınların Ekonomik Güçlenmesi , Toplumsal Cinsiyet Eşitliği , Dijital Finansal Hizmetler , Bibliyometrik Analiz

Kaynakça

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