KLASİK PONZİ GİRİŞİMCİLİKTEN DİJİTAL PONZİ GİRİŞİMCİLİĞE: BENZER TAKTİKLER, FARKLI PLATFORMLAR

Esra Bulut

doi:10.14784/marufacd.1055180

KLASİK PONZİ GİRİŞİMCİLİKTEN DİJİTAL PONZİ GİRİŞİMCİLİĞE: BENZER TAKTİKLER, FARKLI PLATFORMLAR

Öz

Ponzi girişimcilik, finansal aracılık hizmetlerinde dijitalleşme ile birlikte yeni bir döneme girmiş bulunmaktadır. Dijitalleşme, finansal piyasalarda bilgi asimetrisini ve belirsizlikleri artıran merkeziyetsiz bir yapı ortaya çıkarmakta ve Ponzi girişimcilerin faaliyetlerini yürütebilecekleri oldukça elverişli bir ortam sağlamaktadır. Ponzi girişimciler, dijitalleşmiş finansal hizmetler ekonomisinde, Ponzi girişimciliğin karanlık yüzünü kolaylıkla gizleyebilmektedirler. Bu duruma eşlik eden yetersiz yatırımcı farkındalığı, Ponzi girişimcilerin faaliyetlerini yürütmelerini daha kolay hâle getirmektedir. Ponzi girişimciler, günümüzde klasik Ponzi taktiklerini kullanarak, faaliyetlerini FinTek gelişmeleri olan “kripto para” piyasalarına ve “kitle fonlaması” platformlarına yönlendirmektedirler. Böylece, klasik Ponzi girişimcilik, dijital Ponzi girişimcilik olarak yeni bir boyut kazanmaktadır. Bu çalışmanın amacı, dijital Ponzi şemalarına karşı yatırımcı farkındalığı oluşmasına ve yaşanabilecek olası mağduriyetlerin önlenmesine katkı sağlamaktır. Bu amaç doğrultusunda, çalışmada, Ponzi girişimcilik yıkıcı girişimciliğin bir türü olarak ele alınmıştır. Çalışmada ilk aşamada klasik Ponzi girişimcilik taktikleri dünyada yaşanmış belirgin Ponzi şemaları üzerinden açıklanmıştır. Ardından, dijital Ponzi girişimcilerin kripto para piyasaları ile bir kitle fonlaması türü olan kişiler arası kredi platformlarında benzer taktikleri kullandıkları ortaya konulmuştur. Çalışmanın, dijital Ponzi şemalarına karşı erken uyarı mekanizması oluşturma, yatırımcı farkındalığı kazandırma ve yıkıcı girişimciliğin mağdur edici etkilerini önleme bağlamında önem taşıdığı düşünülmektedir.

Anahtar Kelimeler

Kaynakça

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Ayrıntılar

Birincil Dil

Türkçe

Konular

-

Bölüm

Araştırma Makalesi

Yazarlar

Esra Bulut ^*
Türkiye

Yayımlanma Tarihi

31 Ocak 2022

Gönderilme Tarihi

19 Ağustos 2021

Kabul Tarihi

-

Yayımlandığı Sayı

Yıl 2022 Cilt: 14 Sayı: 26

DOI

https://doi.org/10.14784/marufacd.1055180

IZ

https://izlik.org/JA34BA55GB

Kaynak Göster

RIS / Bibtex

APA

Bulut, E. (2022). KLASİK PONZİ GİRİŞİMCİLİKTEN DİJİTAL PONZİ GİRİŞİMCİLİĞE: BENZER TAKTİKLER, FARKLI PLATFORMLAR. Finansal Araştırmalar ve Çalışmalar Dergisi, 14(26), 18-54. https://doi.org/10.14784/marufacd.1055180

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Journal of East-West Business

https://doi.org/10.1080/10669868.2022.2141941

KLASİK PONZİ GİRİŞİMCİLİKTEN DİJİTAL PONZİ GİRİŞİMCİLİĞE: BENZER TAKTİKLER, FARKLI PLATFORMLAR

KLASİK PONZİ GİRİŞİMCİLİKTEN DİJİTAL PONZİ GİRİŞİMCİLİĞE: BENZER TAKTİKLER, FARKLI PLATFORMLAR

Öz

Anahtar Kelimeler

Kaynakça

Ayrıntılar

Birincil Dil

Konular

Bölüm

Yazarlar

Yayımlanma Tarihi

Gönderilme Tarihi

Kabul Tarihi

Yayımlandığı Sayı

DOI

IZ

Kaynak Göster

Cited By

What Is the Role of FoMO in Individual Investment Behavior? The Relationship among FoMO, Involvement, Engagement, and Satisfaction

Kripto Varlık Dolandırıcılığı

BLOKZİNCİR-KRİPTO VARLIK BAĞLANTILI YAYGIN SAHTEKARLIK TÜRLERİNİN DOLANDIRICILIK VE İLİŞKİLİ SUÇLAR YÖNÜNDEN ANALİZİ

Risk perceptions and financial decision making