Küresel Kriz Ertesinde Türkiye’de Ticari Bankaların Kârlılık Performanslarının Belirleyicileri

Esengül Salihoglu

doi:10.33203/mfy.775448

TR EN

Küresel Kriz Ertesinde Türkiye’de Ticari Bankaların Kârlılık Performanslarının Belirleyicileri

Öz

Çalışmada Türkiye’deki ticari bankaların kârlılık performanslarını bilanço düzeyinde etkileyen faktörlerin belirlenmesi amaçlanmıştır. Bu amaçla Türkiye’de faaliyette bulunan 16 ticari bankanın 2009-2019 periyodunu kapsayan yıllık verileri analiz edilmiştir. Analizde üç farklı model kurularak Panel Genelleştirilmiş Momentler Metodu (GMM) ile bankaların kârlılık performansları incelenmiştir. Analiz sonuçlarına göre, kârlılık göstergelerinin bir önceki dönem değerlerinden ve sermaye yeterlilik rasyosundan olumlu yönde etkilendiği görülmüştür. Likidite rasyosu aktif kârlılığını (ROA) negatif; öz kaynak kârlılığını (ROE) ve net faiz marjını (NIM) ise pozitif yönde etkilemiştir. Ayrıca bankaların sektör payları ROE ve NIM’a negatif yönde etki etmiştir. Donuk alacak oranı üç kârlılık göstergesini de negatif yönde etkilemiştir. Son olarak bağımsız değişkenlerin ROE üzerindeki etkilerinin ROA ve NIM’a yaptıkları etkiden daha güçlü olduğu tespit edilmiştir.

Anahtar Kelimeler

Bankacılık Sektörü, Risk Yönetimi,, Karlılık

Kaynakça

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Ayrıntılar

Birincil Dil

Türkçe

Konular

Finans

Bölüm

Araştırma Makalesi

Yazarlar

Esengül Salihoglu ^*
Türkiye

Yayımlanma Tarihi

1 Ekim 2020

Gönderilme Tarihi

29 Temmuz 2020

Kabul Tarihi

8 Kasım 2020

Yayımlandığı Sayı

Yıl 2020 Sayı: 114

DOI

https://doi.org/10.33203/mfy.775448

IZ

https://izlik.org/JA23SU54NC

APA

Salihoglu, E. (2020). Küresel Kriz Ertesinde Türkiye’de Ticari Bankaların Kârlılık Performanslarının Belirleyicileri. Maliye ve Finans Yazıları, 114, 211-40. https://doi.org/10.33203/mfy.775448

AMA

1.Salihoglu E. Küresel Kriz Ertesinde Türkiye’de Ticari Bankaların Kârlılık Performanslarının Belirleyicileri. Maliye ve Finans Yazıları. 2020;(114):211-40. doi:10.33203/mfy.775448

Chicago

Salihoglu, Esengül. 2020. “Küresel Kriz Ertesinde Türkiye’de Ticari Bankaların Kârlılık Performanslarının Belirleyicileri”. Maliye ve Finans Yazıları, sy 114: 211-40. https://doi.org/10.33203/mfy.775448.

EndNote

Salihoglu E (01 Ekim 2020) Küresel Kriz Ertesinde Türkiye’de Ticari Bankaların Kârlılık Performanslarının Belirleyicileri. Maliye ve Finans Yazıları 114 211–40.

IEEE

[1]E. Salihoglu, “Küresel Kriz Ertesinde Türkiye’de Ticari Bankaların Kârlılık Performanslarının Belirleyicileri”, Maliye ve Finans Yazıları, sy 114, ss. 211–40, Eki. 2020, doi: 10.33203/mfy.775448.

ISNAD

Salihoglu, Esengül. “Küresel Kriz Ertesinde Türkiye’de Ticari Bankaların Kârlılık Performanslarının Belirleyicileri”. Maliye ve Finans Yazıları. 114 (01 Ekim 2020): 211-40. https://doi.org/10.33203/mfy.775448.

JAMA

1.Salihoglu E. Küresel Kriz Ertesinde Türkiye’de Ticari Bankaların Kârlılık Performanslarının Belirleyicileri. Maliye ve Finans Yazıları. 2020;:211–40.

MLA

Salihoglu, Esengül. “Küresel Kriz Ertesinde Türkiye’de Ticari Bankaların Kârlılık Performanslarının Belirleyicileri”. Maliye ve Finans Yazıları, sy 114, Ekim 2020, ss. 211-40, doi:10.33203/mfy.775448.

Vancouver

1.Esengül Salihoglu. Küresel Kriz Ertesinde Türkiye’de Ticari Bankaların Kârlılık Performanslarının Belirleyicileri. Maliye ve Finans Yazıları. 01 Ekim 2020;(114):211-40. doi:10.33203/mfy.775448

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