Issue: 7 , 6/30/25

Year: 2025

Research Article

Research Article

12. Anahtar Kişi Hayat Sigortası

Legislation Review

Abdullah İslamoğlu
Asst. Prof. Dr. Abdullah İSLAMOĞLU İSTANBUL ÜNİVERSİTESİ
Legal History
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Prof. Dr. Abdurrahman SAYGILI ANKARA ÜNİVERSİTESİ, HUKUK FAKÜLTESİ, HUKUK PR.
Law and Religion, International Humanitarian and Human Rights Law, Legal Theory, Jurisprudence and Legal Interpretation, Migration, Asylum and Refugee Law, Criminal Law, Domestic Human Rights Law, Environmental and Resources Law (Other), Military Law and Justice, Mining, Energy and Natural Resources Law, Climate Change Law, Constitutional Law, Animal Law, Constitutional and Political Theories, Environmental Law, Race, Ethnicity and Law, Political Theory and Political Philosophy, Privacy and Data Rights, Sociology of Law, Public International Law, Law, Gender and Sexuality, Law and Society and Socio-Legal Research, European Union Law, Administrative Law
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Prof. Dr. Ahmet BAŞÖZEN İSTANBUL GEDİK ÜNİVERSİTESİ, HUKUK FAKÜLTESİ
Civil Procedure, Civil Procedure Law
Ahmet Cemil Soylu
Dr. Ahmet Cemil SOYLU ABANT İZZET BAYSAL ÜNİVERSİTESİ
Environmental Law, Climate Change Law, Public Law (Other), Administrative Law
Ahmet Hulusi Akkaş
Assoc. Prof. Dr. Ahmet Hulusi AKKAŞ ERCİYES ÜNİVERSİTESİ, HUKUK FAKÜLTESİ
Criminal Law, Law and Legal Studies, Criminal Procedure
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Ali Murat ÖZDEMİR HACETTEPE ÜNİVERSİTESİ
Constitutional Law
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Assoc. Prof. Ali Tanju SARIGÜL HASAN KALYONCU ÜNİVERSİTESİ, HUKUK FAKÜLTESİ
Criminal Law
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Prof. Dr. Anıl ÇAMYAMAÇ İZMİR BAKIRÇAY ÜNİVERSİTESİ
Public International Law, International Humanitarian and Human Rights Law, Space, Maritime and Aviation Law, Ocean Law and Governance
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Assoc. Prof. Dr. Ayşe ARAT AKDENİZ ÜNİVERSİTESİ
Tort Law, Family Law, Equity and Trusts Law, Contract Law
Dilaver Nişancı
Asst. Prof. Dr. Dilaver NİŞANCI ANKARA BİLİM ÜNİVERSİTESİ
Criminal Procedure, International Criminal Law, Criminal Law
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Asst. Prof. Dr. Ebru ERENER YILMAZ YALOVA ÜNİVERSİTESİ HUKUK FAKÜLTESİ
Labour and Social Security Law, Labour Law
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Asst. Prof. Dr. Ece Sıla HAFİZOĞLU İzmir Demokrasi Üniversitesi Hukuk Fakültesi
Labour and Social Security Law
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Asst. Prof. Dr. Ekrem SOLAK İSTANBUL MEDENİYET ÜNİVERSİTESİ, HUKUK FAKÜLTESİ, ÖZEL HUKUK BÖLÜMÜ, TİCARET HUKUKU ANABİLİM DALI
Corporations and Associations Law, Banking, Finance and Securities Law
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Assoc. Prof. Dr. Elif YILMAZ FURTUNA Ankara Hacı Bayram Veli Üniversitesi Hukuk Fakültesi
Law and Legal Studies
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Asst. Prof. Dr. Ezgi ÇIRAK KARALI İZMİR DEMOKRASİ ÜNİVERSİTESİ, HUKUK FAKÜLTESİ, KAMU HUKUKU BÖLÜMÜ
Law and Legal Studies, Criminal Law
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Asst. Prof. Dr. Fatih YURTBAŞI BEYKENT ÜNİVERSİTESİ, HUKUK FAKÜLTESİ, ÖZEL HUKUK BÖLÜMÜ
Commercial Law
Figen Tabanlı
Asst. Prof. Dr. Figen TABANLI ESKİŞEHİR OSMANGAZİ ÜNİVERSİTESİ
Public International Law, International Law
Fulya Korkmaz
Assoc. Prof. Dr. Fulya KORKMAZ UFUK ÜNİVERSİTESİ HUKUK FAKÜLTESİ



Criminal Procedure, Legal Education, Crime and Punishment , Information and Technology Law, Criminal Law
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Assoc. Prof. Dr. Gökhan ŞAHAN ERCIYES UNIVERSITY, FACULTY OF LAW
Family Law, Law and Legal Studies
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Prof. Dr. Hakan HAKERİ It is not affiliated with an institution
Law and Legal Studies, Criminal Law
Law and Legal Studies
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Assoc. Prof. Dr. Mehmet MADEN İSTANBUL ÜNİVERSİTESİ, HUKUK FAKÜLTESİ
Criminal Law, Law and Legal Studies
Melikşah Aydın
Assoc. Prof. Dr. Melikşah AYDIN SELÇUK ÜNİVERSİTESİ, HUKUK FAKÜLTESİ Web
Legal History, Law and Legal Studies, Islamic Law
Law and Legal Studies
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Asst. Prof. Dr. Merve SARIKAYA MARMARA ÜNİVERSİTESİ, HUKUK FAKÜLTESİ
Commercial Law
Muhammed Göçgün
Asst. Prof. Dr. Muhammed GÖÇGÜN ANKARA MEDİPOL ÜNİVERSİTESİ
Administrative Law
Law, Science and Technology, Information and Technology Law, Family Law, Contract Law, Property Law (Excl. Intellectual Property Law), Tort Law, Intellectual Property Law, Medical and Health Law
Criminal Law, Crime and Punishment , Cybercrime, Courts and Sentencing, Criminal Procedure, Law, Science and Technology, Information and Technology Law
Nuran Koyuncu
Prof. Dr. Nuran KOYUNCU Necmettin Erbakan Hukuk Fakültesi
Legal Theory, Jurisprudence and Legal Interpretation, Law and Legal Studies, Legal History
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Prof. Dr. Nuriye Ayşe ODMAN BOZTOSUN AKDENİZ ÜNİVERSİTESİ
Corporations and Associations Law, Legal Theory, Jurisprudence and Legal Interpretation, Commercial Law (Other), Legal Education, Competition Law, Intellectual Property Law, Design Law, Climate Change Law, Non-Profit Law
Olgun Değirmenci
Prof. Dr. Olgun DEĞİRMENCİ TOBB UNIVERSITY OF ECONOMICS AND TECHNOLOGY, FACULTY OF LAW
Computer Forensics, Criminal Law
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Dr. Selman Yavuz GÖKCE SÜLEYMAN DEMİREL ÜNİVERSİTESİ
Commercial Law (Other)
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Dr. Çiğdem Serra UZUNPINAR It is not affiliated with an institution
Constitutional Law
Public Law, Public Administration, Political Science
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Asst. Prof. Dr. Özge APİŞ Çukuroava Üniversitesi
Criminal Law
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Prof. Dr. İbrahim ERMENEK ANKARA ÜNİVERSİTESİ, HUKUK FAKÜLTESİ, ÖZEL HUKUK (DR)
Civil Procedure Law
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İsa BAŞBÜYÜK DOKUZ EYLÜL ÜNİVERSİTESİ
Criminal Law
İsmail Köküsarı
Assoc. Prof. Dr. İsmail KÖKÜSARI ERZİNCAN BİNALİ YILDIRIM ÜNİVERSİTESİ, HUKUK FAKÜLTESİ Web

2000-2004 yılları arasında İstanbul Üniversitesi Hukuk Fakültesinde lisans öğrenimi gördü. 2007-2009 yılları arasında Erzincan Üniversitesi Sosyal Bilimler Enstitüsünde yüksek lisans eğitimi aldı. 2009-2015 yılları arasında  Gazi Üniversitesi Sosyal Bilimler Enstitüsünde doktora eğitimi gördü. Halen Erzincan Üniversitesi Hukuk Fakültesinde Anayasa Hukuku alanında doçent olarak çalışmaktadır. 

Constitutional Law, Domestic Human Rights Law, Law and Legal Studies
Şaban Kayıhan
Prof. Dr. Şaban KAYIHAN İSTANBUL TİCARET ÜNİVERSİTESİ
Corporations and Associations Law, Law and Legal Studies
Şerafettin Ekici
Assoc. Prof. Dr. Şerafettin EKİCİ İSTANBUL MEDENİYET ÜNİVERSİTESİ, HUKUK FAKÜLTESİ Web
Social Media Studies, Information and Technology Law, Internet Publishing

The journal aims to enhance the national and international literature in the field of law by publishing a wide range of interdisciplinary scientific studies. These studies encompass research articles, decision reviews, legislative reviews, book reviews, and translations, all associated with law and/or legal topics. The objective of CUHAD is to make valuable contributions to the field of law through its diverse publications.

Çukurova University Law Studies Journal, abbreviated as "CUHAD", is a peer-reviewed electronic journal published twice a year (June-December) with at least two blind peer reviews.

This journal offers the opportunity to publish scientific studies in law and/or interdisciplinary studies related to law and other foreign languages such as German, English, French, and more. The Editorial Board evaluates and approves the inclusion of these studies, ensuring their appropriateness for publication in the journal.

Writing Rules

1) Manuscripts submitted to the journal must be original and should not have been previously published or under consideration for publication elsewhere.
2) The manuscript should adhere to British rather than American spelling, e.g., ‘recognise,’ not ‘recognize’; ‘labour,’ not ‘labor’; ‘analyse’ not ‘analyze.’ Place full points and commas inside quotation marks; place other punctuation marks outside quotation marks unless they are part of the quoted material. Footnote numbers should be placed outside quotation marks except when they are part of the exact quote. If there are any non-compliance issues, the Editorial Board may request the manuscript to be revised and resubmitted according to the relevant rules.
3) Once the manuscripts pass the initial evaluation by the Editorial Board, they will be forwarded to referees for review. CUHAD operates under a double-blind peer-review model. Based on the referees’ reports, the decision will be made to accept the manuscript for publication, request revisions based on the reports, or reject the manuscript. The author will be promptly informed of the outcome. If revisions are requested, the author may only make changes within the framework of the specified corrections. The journal also includes translations, decision reviews, book reviews, legislative evaluations, and informative notes. The final decision to accept or reject a manuscript of this nature lies with the Editorial Board. If the articles are accepted for publication, Cukurova University Law Studies Journal holds all publication rights, including full-text publication in electronic format.
4) Only manuscripts submitted through the “Dergipark” system will be considered, and submissions sent via email to the journal’s contact address will not be reviewed.
5) Manuscript and Word Limits: The submitted work should include a title in both Turkish and foreign languages, abstracts of at least 100 and a maximum of 300 words in Turkish and foreign languages, and a minimum of three and a maximum of ten keywords in Turkish and foreign languages. The keywords should have the first letter capitalized.
6) Title and Author Name: The article title should be written in Times New Roman font, 12 points, with all letters capitalized, bolded, and centered. Below the title, the author’s full name should be provided. The author’s name, surname, academic title, institution, email address, and ORCID number should be listed as a footnote. The author’s name and surname should be written in size 12, bolded, and right-justified. The academic title, institution, email address, and ORCID number should be indicated sequentially with an asterisk (*) at the end. (Researchers without an ORCID number can obtain one from https://orcid.org/. Studies by researchers without an ORCID number will not be evaluated.)
Example: Assoc. Prof. Dr., Cukurova University Faculty of Law, Department of Civil Law, author@cu.edu.tr, ORCID: 0000-0000-0000-0000.
7) Page Layout: The page layout should have margins of 2.5 cm from the top, bottom, and sides.
8) Text: The main body of the study should contain a minimum of 4,500 words and a maximum of 15,000 words. The main heading of the article should be formatted as 'Heading 1'. Titles such as Abstract, Introduction, Conclusion, and Bibliography should be formatted as 'Heading 2'. Headings should be numbered using Roman numerals, starting with I. The first line of each heading should be indented by 1.25 cm.

a. Here is an example of the header structure:

MANUSCRIPT TITLE (English) (Heading 1)
ABSTRACT (English) (Heading 2)
MANUSCRIPT TITLE (Turkish) (Heading 1)
ABSTRACT (Turkish) (Heading 2)
INTRODUCTION (Heading 2)
     I. HEADING 3
          A. HEADING 4
               1. Heading 5
                    a. Heading 6
                         I. Heading 7
                              AA. Heading 8
CONCLUSION (Heading 2)
REFERENCES (Heading 2)

A bibliography should be included at the end of the manuscript document, listing the sources used in alphabetical order based on the authors' surnames.

The main text of the study should be prepared in Times New Roman font, with a size of 12pt and 1.5 line spacing. Footnotes should be single-spaced with a font size of 10pt. The footnotes should hang 0.75 cm and have a 3.0 line spacing between them.

b. Citations should be presented in footnotes, following the "APA" citation system adopted for both footnotes and bibliographies. Examples of citations according to this system are provided below:

Book with one author:
In-text citation: (TANRIVER, p. 123)
Bibliography Citation: TANRIVER, S. (2021). Civil Procedure Law (4th ed., Vol. I). Ankara.

Book with two or more authors:
In-text citation: (ARSLAN, TANRIVER, p. 123)
In-text citation with multiple authors: (ARSLAN, YILMAZ, TASPINAR AYVAZ, HANAGASI, p. 123)
Bibliography Citation: ARSLAN, R., TANRIVER, S. (2001). Textbook of the Organization of the Judiciary (2nd ed.). Ankara.
Bibliography citation with multiple authors: ARSLAN, R., YILMAZ, E., TASPINAR AYVAZ, S., HANAGASI, E. (2018). Enforcement and Bankruptcy Law (4th ed.). Ankara.

Reference to more than one work by the same author:
In-text citation: (ALANGOYA, Arbitration, p. 123; ALANGOYA, Principles, p. 123)
Bibliography Citation: ALANGOYA, H. Y. (1973). The Nature and Supervision of Arbitration in Our Civil Procedure Law. Istanbul. (Arbitration).
Bibliography citation for another work by the same author: ALANGOYA, H. Y. (1979). Principles Regarding the Collection of Facts and Evidence in Civil Procedure Law. Istanbul. (Principles).

Book Chapter:
In-text citation: (AKKAN, p. 123)
Bibliography Citation: AKKAN, M. (2017). Pekcanıtez Procedural Civil Procedure Law (15th ed., Volume I). (H. PEKCANITEZ, M. OZEKES, H. TAŞ KORKMAZ, M. AKKAN, Organizers) Istanbul.

Article:
In-text citation: (ONEN, p. 568)
Bibliography Citation: ONEN, E. (1966). Authority in Real Estate Litigation. Ankara University Faculty of Law Journal, 22(1), 567-633.

Reference to Judgments:
References to decisions from the Court of Cassation and the District Court of Justice should follow the format presented in this section. While the Journal prescribes no specific procedure for citing foreign court decisions, a consistent format should be used throughout the article.
Example citation for a Court of Cassation decision: Y. 17. HD, T. 08.09.2020, M. 2019/3192, K. 2020/4927: Source from which the judicial decision was reached, (Accessed 12.12.2021).
Example citation for a District Court of Justice decision: Ankara BAM 2. HD, T. 23.01.2017, E. 2016/113, K. 2017/21: Source from which the judicial decision was reached, (Accessed 12.12.2021).

Article Evaluation Process
    A. Submission Phase
1. Prepared manuscripts should be submitted to the journal editorial office by uploading them to the system via Dergipark. All stages, including referee review, are carried out through Dergipark.
2. The work submitted for publication in the journal must not have been published anywhere before or sent for publication.
3. A copyright transfer form must be filled out and sent with the work submitted for publication in the journal.
    B. Preliminary Review Phase
1. All manuscripts submitted to CUHAD for publication will be examined by plagiarism software (Turnitin or Ithendicate). As a result of this examination, articles with a plagiarism rate exceeding 30% will not be evaluated.
2. The works submitted for publication in the journal are subject to preliminary evaluation by the editorial board. At the preliminary evaluation stage, the authors must complete the corrections requested by the editorial board within 15 days. If the correction is not made in time, the editorial board reserves the right to reject the work without contacting the author.
       C. Referee Evaluation Process

1. Studies submitted for publication in CUHAD are evaluated within the scope of double blind peer review. Peer review is carried out with the participation of at least two referees.
2. The manuscripts submitted for publication in the journal are not published without the favourable opinions of the anonymous referees or a new manuscript containing the corrections suggested by the referees. If one of the referees gives a positive and the other a negative opinion, the manuscript is sent to a third referee. If the editorial board evaluates the referee reports and does not feel the need to appoint a third referee, it may reject the manuscript itself.3. The period given to the referees for evaluation is 30 days and this period can be extended by 10 days in case of necessity. If the referee evaluation report is not sent in due time, the editorial board may appoint a new referee without contacting the referee.
4. The author is given 15 days to complete the corrections specified in the evaluation report sent by the referee. If the author does not complete the corrections within this period, the editorial board reserves the right to reject the work without contacting the author.

1) Journal Publication Ethics
a) Çukurova University Law Studies Journal adheres to national and international academic principles and ethical values in its publication policy. The journal follows the principles outlined by The Council of Higher Education (YÖK) in the Scientific Research and Publication Ethics Directive, as well as the internationally recognized standards set by COPE (Committee on Publication Ethics), Directory of Open Access Journals (DOAJ), Open Access Scholarly Publishers Association (OASPA), and World Association of Medical Editors (WAME). The journal considers other national or international directives or standards on publication ethics valid as long as they do not contradict the aforementioned guidelines.
b) The journal rejects publication requests for works that are objectively determined to violate the relevant principles and standards at any stage of the publication evaluation process. If any published manuscript is found to be non-compliant with the regulations and standards, it will be removed from publication.

2) Obligations of the Editorial Board
a) Editors and assistant editors of the journal are obligated to fulfill their duties objectively and impartially, without any prejudice.
b) Editors and assistant editors of the journal are required to maintain strict confidentiality as necessary for their roles.
c) Editors and assistant editors of the journal collaborate fully in all aspects of the journal's work and transactions. Fair distribution of tasks within the journal is essential for effective cooperation.

3) Obligations and Rights of Authors and Referees
a) Authors submitting their works for publication in the journal must comply with the provisions of the Law on Intellectual and Artistic Works No. 5846, the principles set by YÖK in the Scientific Research and Publication Ethics Directive, the standards defined by COPE, and other principles and standards accepted by the journal.
b) Authors are assumed to have prepared their submitted manuscripts in accordance with the relevant provisions, principles, and standards for publication.
c) All articles in CUHAD will be published Open Access with the license Creative Commons Attribution-NonCommercial 4.0 (CC BY 4.0). The copyright holder of a scholarly work grants usage rights to others using an open license (Creative Commons or equivalent). This allows for immediate free access to the work and permits any user to read, download, copy, distribute, print, search, or link to the full texts of articles, crawl them for indexing, pass them as data to software, or use them for any other lawful purpose. Therefore, all writers who send their works to CUHAD permit users to use, reproduce, disseminate, or display the article provided that the author is attributed as the original creator and that the reuse is restricted to non-commercial purposes i.e., research or educational use.
d) All versions of the work of authors are allowed to be deposited in an institutional or other repository of the author’s choice without embargo.
e) Referees carefully and promptly review the manuscripts assigned to them by the journal or its authorized units. They evaluate the manuscripts impartially and fairly based on their fields of expertise.
f) Referees are obligated to promptly notify the Editorial Board if they discover that the manuscripts they are evaluating are inconsistent with academic principles and ethical values or if they violate national or international regulations or standards.

Cukurova University fully covers all expenses associated with the journal. Authors are not required to pay any fees for the publication or processing of their articles. There are no charges for article submission or publication. When authors submit their work to our journal, they transfer their copyright and publication rights to Cukurova University.