22.
                                                                                        Understanding the Concept of al-Ibtila' (Trial) in Personality Development: The Muslim Flood Victims’ Experience
                                                    
                        
                                                                                                                                
                                        M. Khairul Naim
                                    
                                                                                                                                    ,
                                                                                                                                                                
                                        Syed M. Hilmi
                                    
                                                                                                                                    ,
                                                                                                                                                                
                                        S. Che Zarrina
                                    
                                                                                                                                    ,
                                                                                                                                                                
                                        S. Nurul Salikin
                                    
                                                                                                                                    ,
                                                                                                                                                                
                                        Khadijah M. Hambali
                                    
                                                                                                                                    ,
                                                                                                                                                                
                                        Wan Adli
                                    
                                                                                                                                    ,
                                                                                                                                                                
                                        Azmil Z. Abidin
                                    
                                                                                                                                    ,
                                                                                                                                                                
                                        M. Anuar Mamat
                                    
                                                                                                                                    ,
                                                                                                                                                                
                                        Joni T. Borhan
                                    
                                                                                                                                    ,
                                                                                                                                                                
                                        Faizuri A. Latif
                                    
                                                                                                                                    ,
                                                                                                                                                                
                                        Ali G. Saged
                                    
                                                                                                                                    ,
                                                                                                                                                                
                                        M. Hazim Azhar
                                    
                                                                                                                                    ,
                                                                                                                                                                
                                        Rohaida M. Dawam